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Reopening a current account closed by bank
Tinuel
Posts: 392 Forumite
Barclays terminated my account in May due to missing payments on my overdraft arrangement. As a result, I have been using Natwest savings for my daily banking (dd, salary, etc).
Now, Natwest contacted me to advise that they have warned me in the past that I can't have direct debits and should not do normal banking on a savings account, so they have decided not to accept any DD and I need to change the account my salary goes into.
My question is, how likely is Barclays to reactivate the account now that I finally paid the overdraft?
Failing that, can anyone recommend a basic current account for someone with poor credit?
Or how quick can I open a bank account to provide my employer the new details until 12 tomorrow?
Many thanks
Now, Natwest contacted me to advise that they have warned me in the past that I can't have direct debits and should not do normal banking on a savings account, so they have decided not to accept any DD and I need to change the account my salary goes into.
My question is, how likely is Barclays to reactivate the account now that I finally paid the overdraft?
Failing that, can anyone recommend a basic current account for someone with poor credit?
Or how quick can I open a bank account to provide my employer the new details until 12 tomorrow?
Many thanks
Member 7 of 100 to 10k - £100 to £10k = £149
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Comments
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I can't imagine that Barclays would want to reopen the account.
Can't you get a NatWest Step account? That is a basic Bank account and you could just switch your DD's over from your savings account.
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Failing the Natwest account Beanie mentioned, you could try the Halifax Easycash account. Apply and manage the account online. You get an electron card.0
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Banks, as a rule, dont allow direct debits on a savings account.
You can receive credits, and pay bills via their bill payment facility, if that's an option.
Otherwise, open a step account with NatWest, if you require direct debits.Barclays terminated my account in May due to missing payments on my overdraft arrangement. As a result, I have been using Natwest savings for my daily banking (dd, salary, etc).
Now, Natwest contacted me to advise that they have warned me in the past that I can't have direct debits and should not do normal banking on a savings account, so they have decided not to accept any DD and I need to change the account my salary goes into.
My question is, how likely is Barclays to reactivate the account now that I finally paid the overdraft?
Failing that, can anyone recommend a basic current account for someone with poor credit?
Or how quick can I open a bank account to provide my employer the new details until 12 tomorrow?
Many thanksThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
if you're credit reports are OK you can probably go to any bank.0
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Just open a STEP account with natwest...Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0
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