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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Flower08
    Flower08 Posts: 4,771 Forumite
    Thanks Dinah, i do remember seeing the guide so i am going to go and search for it now!
    Looking out the window at the car now i am even more annoyed!! I am going to go and take a picture now, there is no way there is even a quarted of the car on the lines.

    I may have to take a trip to Hotel Chocolat aswell!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93 wrote: »
    Take a picture Flower, one of our friends is a traffic warden and apparently they can't do that unless 1/3 of your car is on the yellows. You can contest the fine, Martin even has a guide for it!

    Hotel Chocolat have a great sale at the moment, I got some of their end of the season chocs for £7 (would be £21 bought in the shop) and their Christmas ones £29 down to £9, and cashback too!

    My sicknote is until Tuesday so hoping to go back then, apparently I can't go back when I'm signed off due to some insurance issue.

    Thanks for this Dinah, I was about to say the same re the parking fine, only in more of an indignant 'They can't do that!!' sort of a way rather than the well informed info you gave.

    *Toddles off to Hotel Chocolat, do they have a website...?*
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Oh god, I'm looking at the Hotel Chocolat website now! I've gone from drooling over a miu miu bag to drooling over their end of season hamper within seconds, the power of the internet!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Oh they have a website! Go through quidco or your fav cashback site first though! They had a website before they had shops, and I was a devotee way back then! First joined their chocolate tasting club when I was 17, when I had to give it up I knew I had accepted I was in debt and would do anything to get out - the chocolate club is my version of what sky tv seems to be to a lot of men on here, I just don't get how it's not essential to everyone!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I think that you are well justified in taking solace in Hotel Chocolat Flower! I got a parking fine a couple of years ago when I was parked outside my BF's flat and I just paid it because I thought it was because I was on the yellow lines (by about 3 inches!) but it was only after I'd sent the cheque off that I noticed what the warden had written on the note (It was all wet and soggy after being rained on), it said 'Parking disc in car door', it wasn't on display because it was a Saturday and the area was only a disc zone Mon-Fri! How annoying that I had to pay for someone's incompetence! I wish I could find it so I could have claimed back! I have put it down to experience and will always make sure that I deserve the fine if it happens again!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Off to the Hotel Chocolat website now...
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I got the end of season one, 6 packets of 6 chocs, and a caramello bar. So much of me wants to order another end of season selection, but I'm being good with my money. Was gonna suggest to my brother that's what he wants to get me for my birthday, but apparently my pressie is already sorted. Oh well, better for the figure I guess....

    *wanders off to drool some more, unconvinced*
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Oh, my mum used to be in that I think, where you'd get a box of chocolates then have to review it? I used to love it when that turned up in the post!
  • What's the chocolate tasting club?:EasterBun
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    3 months membership is £46 for Hotel Chocolat:eek: but from what I remember they were decent sized boxes, and £15 (ish) a box including postage isn't.... no, I will not rationalise it, I can't afford it!
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