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Checking if your bank is 'safe'

Like 99% of the public Im a bit dim about the current banking crisis. I've heard that after HBOS, Barclays are the most at risk in the UK because they 'invest riskily'.

I have a current account with Barclays and a savings account with ING Direct. Is there a way of checking how 'safe' they are in the current climate on a regular basis? ie. checking their share price?

Im prob gonna shove all my money in ING direct, their Dutch, the Dutch are clever, thats my reasoning anyway.

Comments

  • samuela66
    samuela66 Posts: 1,203 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hi Dave,

    Sorry to butt in on your post but my question was the same I have savings with Egg and Icesave, about 30,000 in each and am wondering about that Kaptaung?????, not usre myself how you find out if they are the same bank in this country,

    sam
    Sam B
  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    samuela66 wrote: »
    ,,,,, not sure myself how you find out if they are the same bank in this country
    http://www.moneysavingexpert.com/savings/safe-savings

    Scroll down to the multi-coloured table to check which organisations are 'the same'.
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • tradetime
    tradetime Posts: 3,200 Forumite
    Like 99% of the public Im a bit dim about the current banking crisis. I've heard that after HBOS, Barclays are the most at risk in the UK because they 'invest riskily'.

    I have a current account with Barclays and a savings account with ING Direct. Is there a way of checking how 'safe' they are in the current climate on a regular basis? ie. checking their share price?

    Im prob gonna shove all my money in ING direct, their Dutch, the Dutch are clever, thats my reasoning anyway.
    If it's something that overly concerns you, then put all your money in Northern Rock, until the government lift the 100% protection or put it in NS&I, otherwise, as is discussed on these boards, ad nauseam, put up to £35k in any bank you like that is covered by the fscs an don't worry about it.
    Hope for the best.....Plan for the worst!

    "Never in the history of the world has there been a situation so bad that the government can't make it worse." Unknown
  • shown73
    shown73 Posts: 1,268 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The Dutch at ING were not clever enough to hold onto many thousands of savers, myself included, when they lowered their interest rates to uncompetitive levels and tried to woo them back with daft statements and gimmik promotions....
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