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Sainsburys Credit Card

My 0% has ended for purchases - I used it for the car insurance last year.

If I call Sainsburys and cancel will they offer me anything from anyone's experience?
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Comments

  • clio
    clio Posts: 3,345 Forumite
    Dunno m8 you may get a pack of fig rollls for free if you don't cancel lol
  • clio wrote: »
    Dunno m8 you may get a pack of fig rollls for free if you don't cancel lol


    LOL I'd probably cancel in that case; dont like figs :D
  • clio
    clio Posts: 3,345 Forumite
    lol ok then what about a free pack of hob nobs :D

    i dont have that card so cannot answer really, has your 0% offer expired now and your looking for a follow on deal??
  • If they choc ones then I might stay :)


    My 0% ends on 20th September - paid the amount off this week so its clear and 0%. Car insurance is due in October so looking for a 0% deal if possible again instead of paying DD finance charges. If they offer a 0% BT I suppose would be ok as the fee would be around £12 based on a 3% charge.
  • clio
    clio Posts: 3,345 Forumite
    I know my Asda card offered a follow on deal not for the full 9 months but for 6. who underwrites that card then?? btw them choc hob nobs are my fav biscuit, sainsburys have them at 1/2 price as well. was in there last night and
    got stocked up on them lol.. :)
  • I got 12 months initially - even if they did 6 months would be beneficial. Pay the minimum of about £9 and put £100 a month away for 4 months and then pay it off. Suppose will ring and see what they say!
  • Ben1982
    Ben1982 Posts: 731 Forumite
    Part of the Furniture Combo Breaker
    HBOS underwrite the sainsburys card, they did try offering me a lowish Balance Transfer rate earlier in the year (not as good as their new customer deal). I asked when I could reapply for that card, and they said "in about a month".
    Your best bet is to wait until it has expires and then call up to cancel, see what they offer you, if it's no good then apply for a different card.
  • clio
    clio Posts: 3,345 Forumite
    Aye i would m8 coz you will get it sorted quickly if your in a hurry, if not you could wait to see what others say......
  • Well called them and they only offering BTs at the moment and its a 5.6 or 6.9 for life.

    so closed the account
  • clio
    clio Posts: 3,345 Forumite
    which card you going for now then ??
    Asda card do repeats after the initial period runs out, so do MBNA/Virgin i've
    heard not been with them long enough to find out for myself though..
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