We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

HBOS Accounts for Business and Personal

My OH and I have both our personal and business accounts with HBOS and Halifax. Does anyone know the limit for a Business Account. In addition would it be treated separately from our personal account.

Comments

  • Sorry did not word that quite correctly. Does anyone know if the £35k maximum allowance is the same for a business account if the company goes bust.
  • gaol
    gaol Posts: 19 Forumite
    The allowance is the same for small firms as it is for personal claimants.

    It would only be treated seperately if the company was a seperate legal entity, for example a Limited Company.
  • It is a limited Company. Do you know the limit on that?
  • gaol
    gaol Posts: 19 Forumite
    The same, £35k per claimant per institution.

    Hell will freeze over before we get to a situation where the FCSC is required to recover HBOS savings. You might as well put gold bars under your pillow.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.