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Cheap Insurance from eSure (legal?)
airchie
Posts: 25 Forumite
Hi all,
My first post here.
Just thought I'd share my story of cheap car insurance.
My insurance was up for renewal on my car (Fiesta ST).
I for some reason thought I had 4 years no claims instead of the three which I had.
After using the guide here and scouring around online etc, the best deal by far was from eSure.
So I went ahead and bought it on my credit card, everything went through ok and all that was needed from them was my proof of no claims entitlement and everything would be set.
Phoned up to get my previous insurers to provide this and !!!!!!, only three.
I had unintentionally comitted fraud.
So I scoured around again for deals based on my 3 years no claims.
Obviously eSure don't deal with you unless you have 4 years or more and so the next cheapest was gonna be £100s more.
So I call eSure to tell them what had happened and cancel the account and to my surprise, the helpful chap on the phone asked me to hold for a re-quote based on my current no-claims of 3 years.
I figured he must be new or something and he was going to come back and tell me to take a hike. Imagine my surprise when he came back with a quote over £200 cheaper than the rest I'd recieved which also included no-claims protection!!! :j
So I'm not entirely sure if any of you guys could legally try this but it may be worth calling someone there and see if you can get a quote from them if you have less than 4 years no-claims?
Right, time to find out about the cheapest loan for buying a new car...
My first post here.
Just thought I'd share my story of cheap car insurance.
My insurance was up for renewal on my car (Fiesta ST).
I for some reason thought I had 4 years no claims instead of the three which I had.
After using the guide here and scouring around online etc, the best deal by far was from eSure.
So I went ahead and bought it on my credit card, everything went through ok and all that was needed from them was my proof of no claims entitlement and everything would be set.
Phoned up to get my previous insurers to provide this and !!!!!!, only three.
I had unintentionally comitted fraud.
So I scoured around again for deals based on my 3 years no claims.
Obviously eSure don't deal with you unless you have 4 years or more and so the next cheapest was gonna be £100s more.
So I call eSure to tell them what had happened and cancel the account and to my surprise, the helpful chap on the phone asked me to hold for a re-quote based on my current no-claims of 3 years.
I figured he must be new or something and he was going to come back and tell me to take a hike. Imagine my surprise when he came back with a quote over £200 cheaper than the rest I'd recieved which also included no-claims protection!!! :j
So I'm not entirely sure if any of you guys could legally try this but it may be worth calling someone there and see if you can get a quote from them if you have less than 4 years no-claims?
Right, time to find out about the cheapest loan for buying a new car...
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Comments
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Hmm... Interesting!!
:T
Only thing I would advise to you and anyone is ensure that when your policy documents arrive that the correct amount of NCD is mentioned on them, as little details like that being incorrect encourage insurers to become asses and argue against any claims.
Obviously it sounds like they instigated the cover with less NCD than you believed to be needed to be accepted by them, by if it's wrong then it will most certainly come down to you being at fault if anything goes wrong!!
Insurers, eh?! :rolleyes:
"Part P" is not, and has never been, an accredited electrical qualification. It is a Building Regulation. No one can be "Part P qualified."
Forum posts are not legal advice; are for educational and discussion purposes only, and are not a substitute for proper consultation with a competent, qualified advisor.0
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