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Debt Acquisition

When a company purchases a debt from a credit card company when account is in default....does anyone know how much they tend to change hands for.
I assume it is a percentage of the current balance, but if so what %.

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    How long is a piece of string?

    Depends entirely on both the creditor's and buyer's assessment of the likelihood of recovery. Plus apparently many debts a bundled up together and sold as 'bulk' lots, meaning that price reflects the 'whole' bundle.

    If the debt is sold on multiple times then obviously that % will be reduced in subsequent sales.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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