Abbey Credit Card - Not fee free in branch anymore

annie_oakley

Hi Martin,
Just thought I should let you know that Abbey's credit card is not fee free any more.
When I rang to apply, I was told it was fee free over the phone or in branch, but not on line, so I applied over the phone. I have just received my terms and conditions and saw that it was charging 2%. I contacted Abbey who told me that I had been misinformed and that it is about three months now since it was fee free. So I am being charged the £50.00. It is now getting late for me to try to find another card to transfer my balance. Can you advise me.
Thanks

pardal51

annie,

Ulster Bank approved and sent me a card in less than 10 days...
BT in less than 7 days from opening account...
It was 9 mths 0%, it is 6mths now though...

I've applied for TSB Amex sometime ago and they said the backlog is high, so it may still take sometime...

see Amex thread: forums.moneysavingexpert.com/showthread.html?t=108081&highlight=amex

It is 0% AFAIK...

Hope it helps!!!!

Robert_Sterling_3

annie_oakley wrote:

Hi Martin,
Just thought I should let you know that Abbey's credit card is not fee free any more.
When I rang to apply, I was told it was fee free over the phone or in branch, but not on line, so I applied over the phone. I have just received my terms and conditions and saw that it was charging 2%. I contacted Abbey who told me that I had been misinformed and that it is about three months now since it was fee free. So I am being charged the £50.00. It is now getting late for me to try to find another card to transfer my balance. Can you advise me.
Thanks

Are you perhaps mixing up fees with charges?
I am not saying that you are but ...
You may have a charge for balances transfers.
You may have an annual fee for the Credit Card facilty.

Alva_2

I applied in my local Abbey branch last Saturday. I've checked the Terms & Conditions and they state that there is no fee on balance transfers.

KTF

Their website says that there is a handling fee:

http://www.abbey.com/index/cash/credit_cards_index/credit_cards_balance_transfer_card.htm

which is displayed as:

Annual fee:

No annual fee.

Other charges:

2% handling fee (min. £3.00, max. £50) on credit card cheques and balance transfers.
2% handling fee (min. £3.00, no max) on: cash transactions (including money transfers).
2.75% commission on foreign currency transactions.