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BT Home Phone reports to CRAs?

justsayyes
justsayyes Posts: 152 Forumite
in Budgeting & bank accounts
Any BT customers out there? Does BT report to your credit file?

Comments

  • SimbaSimon
    SimbaSimon Posts: 810 Forumite
    Part of the Furniture Combo Breaker
    justsayyes wrote: »
    Any BT customers out there? Does BT report to your credit file?

    Its been a while since I got a credit check, but I'm pretty sure they do a credit check on you, but aren't listed as a regular payment
  • [Deleted User]
    [Deleted User] Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Yes, it does, as BT RETAIL PLC as a "TELECOMMUNICATIONS SERVICES" provider.
  • Scousebird_2
    Scousebird_2 Posts: 811 Forumite
    Good god not another bloody credit file entry!! Damn it!!
    Loan-£3600 only 24 months of payments to go!!!
    All debt consolodated and cards destroyed!!
    As D'Ream would sing 'Things.....can only get better'!!!
  • witches_cauldron
    witches_cauldron Posts: 121 Forumite
    billbennett wrote: »
    Yes, it does, as BT RETAIL PLC as a "TELECOMMUNICATIONS SERVICES" provider.

    Bleedin hell, LOL
  • witches_cauldron
    witches_cauldron Posts: 121 Forumite
    I've never ever seen this on any of my credit reports....
  • bathgatebuyer
    bathgatebuyer Posts: 2,522 Forumite
    Part of the Furniture Combo Breaker
    Neither have I - perhaps they only use one of the agencies?
    Almost debt-free, but certainly even with the Banks!
  • Swans1912
    Swans1912 Posts: 1,658 Forumite
    When I applied for a new telephone account (8 months ago) with BT I was told they would be performing a credit check. I have a credit-expert account (with direct line plus) and can't see any check on there.....

    As said by bathgatebuyer.... perhaps they only use one of the agencies?
  • witches_cauldron
    witches_cauldron Posts: 121 Forumite
    iKennett wrote: »
    When I applied for a new telephone account (8 months ago) with BT I was told they would be performing a credit check. I have a credit-expert account (with direct line plus) and can't see any check on there.....

    As said by bathgatebuyer.... perhaps they only use one of the agencies?

    As far as I know they use Equifax for the initial credit check. However i have never heard of them actually reporting your payment performance to any of the CRAs
  • [Deleted User]
    [Deleted User] Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Well it shows up on my Experian file :)
This discussion has been closed.
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