Rebuild costs

aspley

I was one of the fools who didn't get a survey carried out when I bought my house six years ago. The house seems fine but every year I get house insurance I have no idea what age the property is, how much the rebuild cost is and how many square feet/metres it is.

Do you know how I can find this out - do I need a basic survey or something else? If so, dumb question #2, where do you go to get a survey? Any good advice welcome. Calling me a fool, less welcome!

sooz

To work out how many square feet/meters your house is, you need to measure it. You can either measure every room, & add them all up, or measure the external walls, & multiply it by the number of floors.

Then you can use this calculator

Or you can use a RICS surveyor to do the calculations for you.

Edit - if you have a mortgage, the rebuild cost should also be on your mortgage valuation.

aspley

Thanks Sooz, I'll give it a go.

Would I need to add in the basement - simply a storage area but the boiler is down there?

I'll check the mortgage valuation too, thanks.

brixham

Sorry no advice but I don't think you were foolish. My last survey listed all the things that COULD be wrong with a property and said mine COULD have all of them and I needed reports from experts.
Had all reports done and nothing was wrong ! guess he was just covering his back.
Unless I had to have one I wouldn't bother again and just get the experts in !