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Swap license - Insurance
mellowdrifter
Posts: 22 Forumite
Hi.
Recently I've been thinking about getting a car. It's not absolutely 100% essential, but it would make my life a lot easier on the weekends. I live in London and won't ever be using the car during the week. In fact I'll probably only be using it 2 weekend a month.
Anyway, regardless of that. I'm a South African and I've been in the UK for 4 years. I never bothered changing my SA license to a UK one, but I've sent off for the change now. I've been licensed in SA since 2000, and have never had any accidents. I did have insurance back then (you don't have to have it in SA) but as it was years ago I doubt they'll have any record of me back then (and I can't even remember the company I was with)
I've been pricing quotes around, and I'm wondering how companies rate me with these circumstances. I'm not a new driver, but my UK license will be 'new' Would they treat me as though I was a new driver? I'm not sure to what to put in when they say new driver or not. I plan to spend less than £1500 on a car, if my insurance a year is going to cost more than that I'm not going to bother.
btw, I do have a garage as well as secure parking so that at least is a good thing.
Any advice from anyone who's been through the same thing? Any advice would be appreciated!
Daz
Recently I've been thinking about getting a car. It's not absolutely 100% essential, but it would make my life a lot easier on the weekends. I live in London and won't ever be using the car during the week. In fact I'll probably only be using it 2 weekend a month.
Anyway, regardless of that. I'm a South African and I've been in the UK for 4 years. I never bothered changing my SA license to a UK one, but I've sent off for the change now. I've been licensed in SA since 2000, and have never had any accidents. I did have insurance back then (you don't have to have it in SA) but as it was years ago I doubt they'll have any record of me back then (and I can't even remember the company I was with)
I've been pricing quotes around, and I'm wondering how companies rate me with these circumstances. I'm not a new driver, but my UK license will be 'new' Would they treat me as though I was a new driver? I'm not sure to what to put in when they say new driver or not. I plan to spend less than £1500 on a car, if my insurance a year is going to cost more than that I'm not going to bother.
btw, I do have a garage as well as secure parking so that at least is a good thing.
Any advice from anyone who's been through the same thing? Any advice would be appreciated!
Daz
0
Comments
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I think you need to try brokers as apposed to high street lenders/insuers who may consider your SA experience. Best of luck x0
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Hi sjane.
Thanks, I might try that route too. As I don't need the car right now I don't mind this whole process taking a while. I just want to get the best deal I can with the experience I have.
Anyone with first hand experience please let me know your thoughts
0
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