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What are card readers

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I have read a number of threads referring to card readers but I wondered what they are? Do they plug in your PC?

Where I have two accounts, with the same bank (NatWest), can the same card reader deal with both accounts or do you need one each?
A retired senior partner, in own agency, with 40 years experience in property sales & new build. In latter part of career specialising in commercial - mostly business sales.

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