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Balance Transfers

Would like to know if it's possible to transfer my daughter's Virgin credit card balance to my new 0% Barclays card?

Comments

  • jd87
    jd87 Posts: 2,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I too would like to know if balance transfers are possible from one person's card to another person's. Someone must have the answer surely.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    yes indeed, usually they only need the 16 digit number
  • NickX
    NickX Posts: 3,046 Forumite
    Generally speaking the Card Providers will accept transfers from other people's cards, be it family, friends or just Dave from down the pub.

    But be aware that once the debt is on your card you are then 100% liable for ensuring repayment and not the individual who actually ran up the debt.
  • Any
    Any Posts: 7,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would check with her credit card provider first, just to make sure that when you send completed BT form and think it's paid, they won't send you letter that they cannot accept the payment, but it would be too late to do regular payment to the card and your daughter would have mark on credit report and incurre charges.
    If they say no, you can always apply for credit card with Super balance transfer, where you can transfer cash into current account and then pay it off.
    But as NickX said, don't forget you are liable for the debt.
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