Evans/mastercard credit card =(

AngieLovesYou

hi guys.

I have been a shameless credit tart until now, and I'm ready to repent.

I decided to face the music today and I started by looking at the interest I have been paying on my Evans card. I was truly shocked. I have been paying the minimum payments £30 a month , whilst they have been charging me over £10 interest and £10 account cover a month.

How on earth will I ever get this payment down? My full balance is around the £800 mark.

I am on benefits at the moment and with my credit history, I just know I won't be eligable for a 0% credit card to swap my balance to.

Does anyone have any ideas. I'm scared. lol

cifpower

I would stop the account cover for a start

AngieLovesYou

can I do that? i just assumed that because I ticked yes on the form I wouldn't be able to. OK, I'll get on to that one right away. thanks .

Any more idea's?

doelani

yes you can stop it , I did . Just ring them and at least it is a start towards getting your debt down.

AngieLovesYou

yay!!, I just did it. Well that was quick and painless, got through very fast, and it's sunday too.
I can't believe how much money I've wasted over the last year. Best not think about me thinks.

GOOD_BOY_3

i know what you mean they tried that one on me and i didnt realise untill i had the card 6months but they refunded me the payments!
im on benfits too and i have a lot of money on this card but i need it to keep a float!
i pay £20+ interest a month and i have double your debt!
i havent tried switching my card to a no interest one as i dont think any one else will take me!
oh well you only live once and this helps me have a nice life!