Savings account - trying to find needle in haystack

chickmug

I have looked to find one with: -

Joint Account
Monthly Interest
At least 6%
Easy Access
No fixed term

So far found Bradford and Bingley Internet Saver at 6.52% but surely there must be others? Or not?

opinions4u

Good choice for an instant access account with monthly income.

IceSave 7.06% fixed if you tie the money up for a year.

Cheshire Building Society 6.80% fixed for a year too, if you prefer a UK provider.

Birmingham Midshires 6.70% if you prefer someone in the UK not being taken over due to financial weakness (and know the HBOS share price is 75% down from peak).

[Deleted User]

We find ING Direct are very good.

Lavendyr

ING Direct have relatively poor rates compared to the market best buys, though (usually involving bonus rates that run out after six months or a year).

Icesave allow joint accounts and are currently at 6.3% on the instant access saver - I have been with them for nearly a year and find them very good & efficient. The online banking is straightforward and simple to use, and you can opt whether to receive monthly or annual interest, paid either into the savings account or to an external current account if to be used as income.

Kaupthing Edge is at 6.5% and pays interest monthly as well, though I'm not sure there is the option to pay it to an external account. I prefer Icesave's banking system to Kaupthing Edge, but both have seemed very good so far to me.

Hope that helps