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complications now starting work?

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Comments

  • how can i say it will be a 100 to travel? its local and a bus pass is 50.00.... ? thanks tho, : )
  • I would not guess the Housing Benefit it seems high my partner and I are on sickness benefits and our total income including DLA (which is not included) comes to approx 13k a year and we only get £50ish towards Housing Benefits Per month (thats on a £340ish rent per month).
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    rent 565
    food 225 Need to add work lunches now.
    gas/elec 80
    water 25
    phone 40
    clothing 35 Now you need work clothes
    Dry Cleaning 20 To clean those work clothes
    Travel Bus pass 60 Based on my local one - try yours online to see if its priced tv and contents insurance 28
    Pet Insurance 50 Have you got quotes yet?
    Council Tax 60 On your own you'll get 25% discount anyway, but I think 50 is too optimistic even with benefit.
    Prescriptions (now not free) 12
    Dental/Optical
    12
    OUTGOINGS
    1212
    Total Income Inc Benefits 1259
    SURPLUS
    47


    I know the back to work credit is only for one year, but after that you should still get working tax credit on that low income - may only be £20 a month, but its your money.
  • dalip
    dalip Posts: 7,045 Forumite
    I just looked into a bus pass and the one i would need does not cover all routes,and besides work there is other essential travel,shopping,hosp appointmnts ect
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Oh - and I forgot about haircuts!!!


    Have you actually tried https://www.entitledto.co.uk to see what sort of help you should get with the rent and council tax?? You will need the LHA value you are entitled to in your area, that should be on your council website along with the council tax amounts (less 25%!) Its not perfect, but a more accurate guestimate than what we can come up with.
  • Isn't there a birthdays/christmas section as well to stick £20 into.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Nope - not allowed birthdays or Christmas, they are regarded as luxuries - but there is a holiday fund that you are allowed (forgot about that too!)

    So add a holiday fund of £30 too.
  • 080808
    080808 Posts: 76 Forumite
    thanks all,
    i will at some point put a new i&e together and submit it for your perusal before sending to the or. entitledto is a bit complicated for me, but seems to think i will get more hb - 68.00, this is prob due to being in an lha area...
    cheers x
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