We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Ing Direct

Hi

Trying to use my ING savings a/c again (not been used for a while). However, since i last used it i have had to change banks & switch to a basic a/c. However, ING say i have to create a new link between the savings a/c & my new bank & this can only be done with a cheq for £1.

I don't understang the mentality of this. I thought ING was an internet bank & that cheqs where on the way out. They refuse to accept the intial deposit by on-line pymt or debit card even though the info on a cheq (a/c no & sorting code) are also on the card.

As you know basic a/cs do not provide cheq books & i can't upgrade the a/c yet as i have only just been discharged from BR. My bank has said they can issue a one off £1 cheq for a fee of £13, i am not prepared to pay such a fee.

Has anyone come across this prob before or know a way round it.

I am also thinking of complaining to the FSA about this ING policy as i think it is blatant discrimination against people with basic bank a/cs.

Thanks

Comments

  • Open an account with someone else. ING are rubbish, everyone else left them yonks ago, you must be about te only person left.
  • fatpig wrote: »
    you must be about te only person left.


    Nah, :rotfl: Ive kept 1.00 with ING just in case they throw some more refer a friend referrals my way. :rolleyes:

    Im bit miffed as well, ING got told that I had changed my Bank Account due to A+L Current Account open/switch promotion, they automatically cancelled my linked current account even though that current account remains open. :(
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    It's a "Are you who you say you are" requirement of the money laubdering regulations. In the case of a an 'ex' current account that still exists (and was previously registered) it would interesting to see if ING would still require a £1 cheque...
    .....under construction.... COVID is a [discontinued] scam
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.