please help, dont understand charges!!

avrilG

hiya
first go at this so bear with me,
i dont have overdraft but went into the red last week for 25 and 11 pound. the bank is chatging me 35 for each time i was overdrawn and a 28 pound 'unauthorised overdraft charge' what is that, also the charge is on my debit card y didnt it just refuse debit card if funds wernt there/ hope someone can shed some light its a halifax current account. so im being charged 98 pound, eek.
thank
avril

JUNIOR

Read the Reclaim posts first , you are entitled to claim it back .

I would try your local branch first or phone them and ask for the money (or some of it back) .
If that dont work get your letters prepaired , all information and procedures is on this thread . good luck

Orford

the bank is chatging me 35 for each time i was overdrawn and a 28 pound 'unauthorised overdraft charge' what is that,

Paid item fee £35 No more than three times a day

A fee we charge when a card transaction, cheque (whether guaranteed or not), standing order,direct debit or other instruction that we pay results in or increases an unarranged overdraft.


Unarranged overdraft fee: £28 Up to once a month

A fee we charge for every month in which you at any time have an unarranged overdraft.
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