Nightmare Situation advice please...

AnnieM_3

There's nothing else for it but for your OH to go to the police - if he doesn't he may end up with his credit file being blacklisted for life - in times past he could have ended up in a debtor's prison because of his mother's crimes!

The CCJ is a serious matter, and he needs to deal with it through the proper channels and clear his name. Your OH will have to prove to the companies involved that he did not simply take the credit and default - if he doesn't go to the police the companies will probably continue to chase him (and you, as you will be listed as the next point of contact) for the money.

Would he feel the same if his mother had taken his car and run over someone and let him take the blame? It's the same principle.

Obviously, his mother has issues with spending and finances, but by letting her get away with committing fraud by using his identity, your husband is simply allowing her to continue with her problems, and not pushing her to solve them.

I'm afraid it sounds as though he's sticking his head in the sand exactly the way his mother is. I'm not suprised it's affecting your marriage - is he just going to try to ignore the problem until the bailiffs come and take your furniture away? Will he let them take your wedding rings to avoid letting his mother be responsible for her own crime against him?

This woman stole in his name (which is what fraud is, after all), but your husband will remain liable for the money until he does something.

I'm really sorry if this all sounds so harsh, I realise you are trying to sort the problem out. I'm hoping you might let your OH read it, and maybe it'll make him realise how serious this is! I hope you manage to get this sorted asap - it's not fair that your MIL has done this to either of you, but your husband has to realise that she has brought it on herself, and he needs to protect himself and you from her criminal behaviour.

Hugs and encouragement to both of you!

x