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Advice re: credit card choice
MARKMAKAVELI
Posts: 276 Forumite
in Credit cards
Hello,
I need to pay off AA car insurance of £679 or else they charge £92 extra in interest if I pay over the year.
I have never had a credit card before but would like to pay it off in one lump sump and then just have the standing order from my Natwest Current Account to pay the credit card off every month for 12 months.
I've read about getting 0% free for 12months etc and also some cash back as well. I also have not had a credit check but I believe a few years back (18ish)I was rejected a credit card. I am now 22 and can't see there being any changes with my credit status.
I'm in a rush for a reply so if anyone can offer any advice that would be a great help.:T
I need to pay off AA car insurance of £679 or else they charge £92 extra in interest if I pay over the year.
I have never had a credit card before but would like to pay it off in one lump sump and then just have the standing order from my Natwest Current Account to pay the credit card off every month for 12 months.
I've read about getting 0% free for 12months etc and also some cash back as well. I also have not had a credit check but I believe a few years back (18ish)I was rejected a credit card. I am now 22 and can't see there being any changes with my credit status.
I'm in a rush for a reply so if anyone can offer any advice that would be a great help.:T
0
Comments
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never had a credit card = not much choice to pick n choose due to no credit history. a good starting point would be a card from Nat West or maybes give Virgin / Mbna a try or Mint or Cap1 offer cards that come under the banner of rate for risk so you may not get a good apr card but they may offer you one at a higher apr..0
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