help with swapping my car and finance...

lauriethom

Hi all i was wondering if i could ask for some advice please.
I currently have a 05 plate ford ka, basic style car.
It's just had and passed its 1st MOT.
Its done me great for my 1st car.
Now i want to upgrade to a Ford Ka Zetec climate.
I've been offered £2200 for my car from we buy any car.
This would act as a deposit for the car which is £6294. On autobytel.
I just dont know what to do next?

When i was younger i got myself into a lot of problems with money.
Although for the past few years i have sorted myself out i am unable to get credit. My mum has offered to take out the finance in her name to help me out. I would pay her every month which isnt a problem.
We just dont know how to go about it?
I dont know whether to have the car for 2 or 3 years. Or on hp or pcp.
Can anyone help.
Please thank you

hewhoisnotintheknow

i think you should keep your car another year, save up the money, then sell it on autotrader, you will get the same money that webyanycar are offering you now

avoid car finance, its not needed

lauriethom

on autotrader people are selling their ka's for around that price. So i thought it'd be much easier just to sell it now to webuyanycar...in a yr's time im gonna get even less for it.

hewhoisnotintheknow

i cant believe that they would be offering the same, i bet they would knock a lot off when they saw it

purplelotus

What they offer on the internet is not what you'll actually get. Just used webuyanycar for my boyfriend's 1998, rather bashed up, would have failed MOT when it was time for it, Polo.

They quoted £425 on internet (and yes I said large dent front bumper, large dent rear bumper, scratches, chips etc) and then when I went there yesterday they said £250. Took a while but managed to argue £300 out of them for the Polo and then £200 off the web price of a Fiesta I was buying.

(Apparently carcraft's web prices are totally non-negotiable and the "extra £500 for your car from webuyanycar if you use it in part exchange" only counts towards the car's window price, which is always over £2,000 more than the web price, so not exactly a bargain!)

Anyway, sit there "thinking about it" for long enough and you WILL get money off the web price, even though they say they won't and they get their manager involved and everything...

Took about 4 hours, not including test drive which I'd done the day before.