which route to choose

rchddap1

If the mobiles are on contract...put the mobiles in a place out of the way for the remaining term and simply do not use them. THis will cut the bill down from £100 a month to the cost of the line rental. You could also try downgrading to a cheaper tariff. That's saved roughly £60 a month at least.

As for Sky....lots of people here have reported that they can cancel their packages, and have done so. At the very least you could downgrade it to the basic package saving around £30 a month.

As for food / groceries / nappies. Check out the old style forum. Many people there would love to have £400 a month to spend, but most (including myself) manage on a heck of a lot less. In my household there is only me and my partner, but we spend only £100 a month. Other's have children (yes including babies) and survivie on this amount, or not a lot more.

Edit: And yes these amounts include all the things you list. For cleaning try white vinegar....trust me...and everyone else on Old Style

If you want to sort your problems you will bite the bullet and do it. Its not forever...just until you get yourself organised. The choice is of course yours, but those are the areas where you can make savings.

You can take action yourself to solve these problems. You just have to find the courage to do it. It is very important that you sort out the council tax and rent problems, as these could seriously bite you in the bum.

kiz-el

electric is actually only £50 a month but I am having to repay a previous supplier which i still owe £170 to.

kiz-el

i will certainly ask about downgrading my sky package and mobile phones thanks. By the way we don't have gas. I attribute some of the cost of the food ect to the fact that the only supermarket near us is sainsburys and that both myself and my wife have food intolerances. Buying wheat/gluten free alternatives is often more expensive.

rchddap1

Still take a look at the Old Style boards. There are people there who have to cater for wheat / gluten intolerances.

Sainsburys....suspect that's one of the problems. I switched from Sainsbury's to Asda's a while back and get a lot more for my money.

kiz-el

ok will do thanks.

kiz-el

rchddap1 wrote:

If the mobiles are on contract...put the mobiles in a place out of the way for the remaining term and simply do not use them. THis will cut the bill down from £100 a month to the cost of the line rental. You could also try downgrading to a cheaper tariff. That's saved roughly £60 a month at least.

As for Sky....lots of people here have reported that they can cancel their packages, and have done so. At the very least you could downgrade it to the basic package saving around £30 a month.QUOTE]

Just followed both of these and will be saving £43.50 at the end of the month

:T

kiz-el

i so wish we had an asda near us...

kiz-el

Robert_Sterling wrote:

You may have about £7000 in debts.
Perhaps you would list the interest rates you are being charged.

I will certainly list the interest rates later this evening when i am at home and have access to all my files. Thanks in advance.

tattooed_lady

kiz-el wrote:

rchddap1 wrote:

If the mobiles are on contract...put the mobiles in a place out of the way for the remaining term and simply do not use them. THis will cut the bill down from £100 a month to the cost of the line rental. You could also try downgrading to a cheaper tariff. That's saved roughly £60 a month at least.

As for Sky....lots of people here have reported that they can cancel their packages, and have done so. At the very least you could downgrade it to the basic package saving around £30 a month.QUOTE]

Just followed both of these and will be saving £43.50 at the end of the month

:T

That's great!!

kiz-el

sorry just saw the sticky about cataloge debt. So nevermind.