Considering buying house for son to live in - pitfalls?

lynzpower

there aere a couple of concerns that I have specifically.

one is that it is a new flat.Im sure as a regular to this site you will have seen all the advice on new builds. So I wont need to rake over it all over again. Suffice to say, do not pay anywhere near the asking price.

Secondly, as we do not know what your sons disability is, is there any chance that in time, he may need a carer? If that IS a possibility, then I wonder whether a one bed flat is "right" . I only say this as when I worked in social services, many people would have benefitted from a live in carer but did not have the space and unfortunatley had to give up thier independence for a care home -so they could have thier needs met.

Thirdly, and probably most importantly- most flats on complexes wont allow dogs. We had to move out of our 2 bed GFF with garden as the lease explicitly stated no pets, and they would not even enter into discussions.

I wonder if you held off a bit, might you find a bungalow ( something freehold) or a SOF flat with garden that the dog would be happy in?

GDB2222

zzzLazyDaisy wrote: »

Just a thought - there will be a maintenance charge for upkeep of the gardens and common parts. Does anyone know if that is also tax deductible?

Thanks

Yes, it is.

(minimum character count for replies is 10 characters, so just ignore this bit.)

lynnexxxo

Just a thought...

On your original post you put the although the flat was in a nice area, you had issue with the location. Now if your son is going to be there long term then it might increasingly become not right for him. And as another poster points out, it might be extremely handy to have a spare bedroom.
There are loads of properties out there and not so many buyers. I think buying somewhere is the right thing to do, but make sure you buy the right one!

poppysarah

HB (LHA) might not get paid as he is your son.

I've seen a figure of 90 a month service charge for flats near us. And that's before the long term issues crop up.

If his LHA doesn't cover his rent in a horrid area how will it cover the rent in a better area?

And if you are a cash buyer why not extend where you live and have hium live at home?

SouthCoast

Is your son on the local housing register?

My local authority/housing associations have some excellent properties available for disabled tenants.

zzzLazyDaisy

Thanks for all your replies, they really are appreciated.

In particularly, thanks for pointing out the issue about him possibly needing a carer in the future, and therefore a second bedroom. His health is extremely unstable and it certainly is a possibilty.

As for having him live with me on a permanent basis.....

OMG, I can just imagine his reaction to that! Just trust me on this, it wouldn't work!