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SmlSave MFW diary - where to start?

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    People do look at houses in Sept/Oct as they like to be in before Christmas, so be warned and I think the market is starting to pick up

    Think all the FTB have been saving for the last 5 years so can finally get on the property ladder

    And how could we forget you ................:rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • newgirly
    newgirly Posts: 9,331 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi, nice to see you back smlsave!
    MFW 67 - Finally mortgage free! 💙😁
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Radish72 wrote: »
    And how could we forget you ................:rotfl:

    Its cause im soo lovely -right? Right? ... radish??? :rotfl:

    Hi newgirl :)

    A day off from work today and its sunny! the budget need redoing but will have to wait till tonight now
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    We're putting the house on the market next week! :D

    So its a weekend of getting the house ready for photographs. And its Jacob's birthday tomorrow - can't believe I have a one year old.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    :) How exciting, lots of house p0rn to view, enjoy getting the house ready

    And Happy 1st Birthday (that has flown)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    And Happy 1st Birthday (that has flown)

    Hasn't it just!?!?

    We've spent the whole day today tiding the house and garden for the e/a to come round on Wed.

    Have to pop in to see a mortgage advisor to see what would happen if we sell our house and move in with the parents for a few months.

    Made a yummy pasta in 17mins today - am very chuffed. Probably should have fed four but me and DH almost ate it all! Jacob like the sausages most and we gave hime the rest of his birthday cake which he graciously shared ;)

    I have decided that on the nights I'm not working I will start doing surveys again - every penny helps, right?
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • TallGirl
    TallGirl Posts: 6,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow 1 year that's flown. Happy birthday Jacob. Good luck with the EA
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    1011432dganijl1e6.gif Jacob
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks TG and SMF2 :) How are you guys? I have no idea how anyone manages to keep up with other people's diaries when they have children and work - and I only work part time! I must just be a sissy.

    Our house is going on the market tomorrow!!!! Yay!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    So no people wanting to view the house yet.... :) DH was a little dissapointed i think as he kept on at me to check my phone *shakes head* Its totally a buyers market atm so I don't think that we will sell that quickly.

    It looks lovely on the website though :D

    Overall, including the work we've done on the property we will be losing about £20,000 so i just have to hope that the house we buy has lost more.

    I have downloaded a nifty app to my phone to keep a record of my spending - so far I have actually used it.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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