"More Than" Credit Card - checking it's dead

mrodent

Hi,

I have a More Than Credit Card somewhere... or I may have destroyed it... in any event it'll be out of date... my balance will be £0.
From my googling it appears that More Than, who still exist, have repudiated their credit card and wish to airbrush it out of history. None of the delightful Indian people I talked to on their customer services line knew anything about it.
I simply want to make sure the thing is dead, buried, un-dracula-like and will never rise again and annoy me.
Anyone know anything about this situation?

Thanks!
MRodent

Cranston_2

Yes, I had one and we got moved to a Lloyds tsb Amex card.

I closed my account swiftly - as I just don't like Lloyds.

Paul_Herring

I simply want to make sure the thing is dead, buried, un-dracula-like and will never rise again and annoy me.

Get your Experian and Equifax credit reports, and find out which holds details of the card, and ensure that it has been closed on there.

mrodent

Egad! Has it really come to this? That I must commission (presumably being put on hold on an 0870 number several times and being very annoyed by the musak) for 34.99 or maybe 44.99 + VAT ... and do it twice (one for Experian one for Equifax)... and isnt there some annoying and irksome thing that you've {YAWN!!!} go to know about, to do with not ordering too many of these credit reports otherwise all those thousands of agencies and goggle-eyed busybodies who have access to your financial data get suspicious...

as you can see this idea holds so much attraction for me I think I might just have to go and have a nap... the excitement is just TOO great

latecomer

You can order a copy of your file from all 3 credit reference agencies for £2 each.

Paul_Herring

latecomer wrote: »

You can order a copy of your file from all 3 credit reference agencies for £2 each.

I wouldn't bother with CallCredit IME the information they hold is out of date and tends to repeat stuff on the other reports - just get one from Experian and Equifax. Total cost: £4, since you can order them online (though the links tend to be hidden):

Equifax: https://www.econsumer.equifax.co.uk/consumer/uk/gb_consumerletter.ehtml
Experian: http://www.wiseconsumer.uk.experian.com/

mrodent

thanks all!