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I owe £4,000 on my Abbey card please advise

hi all I owe £4000 on my abbey card only pay interest per month and £5 minimum payment per - total =£62 per month

how can i reduce this

do i balance transfer ??
I cant afford to pay it off at moment so only paying interest and £5 min opayment ( 10.9 % ) interest

please please help

Comments

  • latecomer
    latecomer Posts: 4,332 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you have a clean credit file then go for it providing you are earning. If not then perhaps you should try posting in the Dealing with debt board as the folk there are much more knowledgable in these matters and might be able to provide some suggestions.
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