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GAP Insurance

Alshine
Alshine Posts: 2 Newbie
edited 19 January 2016 at 11:42AM in Motoring
Official MSE Insert:

You may also find our fully researched Gap Insurance guide helpful.

Back to the original post...

Hello
In the process of buying a new car and the dealer is trying his best to get me to take out a GAP Insurance with them.
I hear its a lot cheaper online but who are the good and reliable companies?
I had a look at Car2cover.co.uk and Surfandprotect.com has anyone had any experience/info on these.
Or can anyone recommend a good company?
Regards
Alan

Comments

  • MX5huggy
    MX5huggy Posts: 7,170 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Try http://www.click4gap.co.uk/ not that I have had any dealing with any of these companies.

    Look for FSA registration and who the underwriter of the policy is.

    You need to be clear what GAP you are getting and then if you even want it.

    Short fall, Total Loss, Return to value, ect they all mean different things when you come to claim.

    If you want the policy try hammering the dealer on his price his markup is likley to be more than 100%!!
  • Hello Alshine

    I used www.ala.co.uk. I called them and they explained all the different types of cover and advised which was the best for me. The even gave me a discount code PRM1053 for family and friends.

    Hope this helps.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    Why do you need it? Many insurance companies will replace with new in the first twelve months anyway. Buy car and then decide whther you need it and look around.
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