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Who is the safest in a recession - Home Owner or Renter?

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Comments

  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wish someone would teach me then! :rotfl:
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • SingleSue wrote: »
    Wish someone would teach me then! :rotfl:

    Don't worry - just another case of !!!!!!? talking out of his hat. I sometimes think he's a writer for the Daily Mail, then other times I think he's unemployed himeself - it'd certainly explain how he finds time to 'rule' the Housing boards. ;)
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Isn't it rather the point that people who are busy caring for children/relatives or ill, or busy looking for work, might not have the time to hunt out ways to look for all the benefits and allowances to which they are entitled?
  • WTF?_2
    WTF?_2 Posts: 4,592 Forumite
    SingleSue wrote: »
    Wish someone would teach me then! :rotfl:

    You're too honest.

    IME the genuinely needy end up getting the bare minimum. There are plenty of professional dole scroungers living very nicely off of additional allowances for clothing, furniture, transport, education, fuel and goodness knows what.

    I know a bloke a good few years back. His dad had been 'on the disability' for about a decade. His sis worked in the local dole office and thus knew all the 'tricks'. They had plenty of money, lived in a decent council house with large extension out the back (to give extra bathroom downstairs and extra bedroom upstairs) and drove a nice new car (a new one every three years). Basically a lifestyle a bit better than the one I grew up in but my dad worked damn hard for it.

    There's plenty around where I grew up that have lived practically their entire adult lives on the dole. They have cars, go on a foreign holiday every year, have Sky Sports, plasma screens, go out boozing at the weekends. Dole is a lifestyle for them and they know every trick in the book to keep the money rolling in.

    Equally there are plenty of vulnerable people in the system who don't get the care and support that they need .. but it's the spongers who could get jobs but have made the dole their lifestyle that get all the cash and can live well on it.
    --
    Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
  • WTF?_2
    WTF?_2 Posts: 4,592 Forumite
    Don't worry - just another case of !!!!!!? talking out of his hat. I sometimes think he's a writer for the Daily Mail, then other times I think he's unemployed himeself - it'd certainly explain how he finds time to 'rule' the Housing boards. ;)


    Poor old 'victimised' Dithering Dad attempts to degrade another thread into a slanging match by injecting another nasty little personal dig at me.

    Get over it DD, I'm not biting. Talk to a psyche about your attention cravings is my advice :rolleyes:
    --
    Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
  • !!!!!!? wrote: »
    Poor old 'victimised' Dithering Dad attempts to degrade another thread into a slanging match by injecting another nasty little personal dig at me.

    Get over it DD, I'm not biting. Talk to a psyche about your attention cravings is my advice :rolleyes:

    And so have you, just now. Do you not see it?
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are right !!!!!!... I am way too honest for my own good!
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • SingleSue wrote: »
    You are right !!!!!!... I am way too honest for my own good!

    Most people are, or have too much dignity like !!!!!!'s dad to want to live on benefits when they're more than capable of working.

    Work isn't just about making money, it's about friendships, achievement, goals. I'd much rather have a full day of work than lounge about on a sofa being worried in case the fraud officer calls round.
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Most people are, or have too much dignity like !!!!!!'s dad to want to live on benefits when they're more than capable of working.

    Work isn't just about making money, it's about friendships, achievement, goals. I'd much rather have a full day of work than lounge about on a sofa being worried in case the fraud officer calls round.

    i think you have managed to misread ( accindentally on purpose) !!!!!! never siad it was HIS father on disability benefits, it clearly said someone he knews father. His piece went on to say that they had a better lifestyle than WTFs own family.

    Unless you just see !!!!!! has posted something then you want to jump on his back regardless of what !!!!!! is saying.

    I personally find this extremely childish.

    You have been asked repeatedly to stop biting at 2 posters. It seems like bullying to me.

    Surely you should be welll aware of your behaviour if you work in HR :confused:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • lynzpower wrote: »
    i think you have managed to misread ( accindentally on purpose) !!!!!! never siad it was HIS father on disability benefits, it clearly said someone he knews father. His piece went on to say that they had a better lifestyle than WTFs own family.

    Unless you just see !!!!!! has posted something then you want to jump on his back regardless of what !!!!!! is saying.

    I personally find this extremely childish.

    You have been asked repeatedly to stop biting at 2 posters. It seems like bullying to me.

    Surely you should be welll aware of your behaviour if you work in HR :confused:

    I was actually paying his Dad a compliment!! From !!!!!!'s comments he sounds a lot like mine.

    Lord almighty, I can't do anything right on the housing forum can I?

    The text was: "Most people are [too honest], or have too much dignity like !!!!!!'s dad to want to live on benefits when they're more than capable of working."

    meaning, most people have too much dignity (like !!!!!!'s dad) to want to live on benefits....

    if I meant what you think, then I'd write "most people have too much dignity unlike !!!!!!'s dad to want to live on benefits....

    Jeeze Linz.

    p.s. you've just 'bitten' at me, and wrongly. Is the rule on here that anyone can jump on me without reproach, but woa betide DD if he jumps back?

    I'd also bring your attention to this thread:
    http://forums.moneysavingexpert.com/showthread.html?t=1146585&page=4

    "!!!!!!? if you really believe that you're 'above all this nonsense' then why not just stop posting stuff like the above? All it does in inflame everything and it all starts again.

    You're doing exactly what you've just remonstrated about in your post (and others you've made recently). This argument is nothing to do with me and I have stayed out of it. You, on the other hand couldn't resist getting involved - it says a lot about your personality.

    As I said in another thread, leave me alone and I'll leave you alone. It really is that simple."

    Where I'm chatting away about studio flats and !!!!!! comes in and starts 'jumping' on me. I even ask him to leave me out of this without success. Did you or anyone else take him to task for 'jumping on my back in this childish way'? Nope, of course not.
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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