Southern Ireland-Right of Way Ins Needed

Somerset

Ok this is a weird one. Basically my mother has a smallholding in Ireland which she rents out ( she lives here ). There was an unused right of way that a previous house owner used, across her land, to get to his house. This was maybe 100 years ago. The old house is derelict. The current owner of the land has just built a new house on the site of the old house and is using the right of way ( long story - he said he'd always used it - mum couldn't disprove it ). Anyway the new bloke is actually a housebuilder and has/is selling the new house on. He's gone the legal route saying the right of way should be fenced ( my mum won't do it ) and is getting really stroppy saying it's dangerous because of livestock on it/crossing it, and that an accident could happen. The tenant on her land already has liability insurance which he says covers mum. But mum's solicitor says she should also get her own cover in the event of an accident/claim ( I agree you shouldn't rely on someone 'saying' they've got something ).
So even in the UK I think this would be a niche thing. But I haven't got a clue how to find this kind of cover/insurance company for Southern Ireland.

Anyone have any idea's ? Thanks.

marble

It shouldn't be that niche. Almost all house insurance policies provide liability cover (normally up to £3 million or so). If your mother has house insurance on the let property (I'd assume she has some kind of insurance on it? Standard buildings or a landlord policy) then she may be covered.

I don't know whether she'd be covered for livestock causing injury would be covered. I suspect you're best off seeking the advice of someone who does insurance for farmers.

In the case you rely on standard home insurance, it's probably best to get something in writing saying you definitely are covered for this sort of accident.

Al