massive debts no money

bank_of_slate

He gets a break of 5 minutes every hour!

http://forums.moneysavingexpert.com/showthread.html?t=474254
Here are the pros and cons of some of the basic bank accounts!

Also, feel free to drop in on the daily chat thread that goes on every day on the dfw board to get to know some of the regulars!
...Linda xx

simond503

purpleposting4 wrote: »

Hi Simon and family,
I'm a newbie on here too but just wanted to say that so far everyone on here is lovely and will always try and help you. I'm in a bit of debt, but have friends with much more debt so I know how you feel.

I know it seems like a massive task, but just take it a step at a time. Look into sorting out your bigger debts, but at the same time try and change some of your smaller expenditures - like someone said your phone/tv/broadband is way too expensive. To give you an idea of what you can get, we are with virgin - XL phone (line and 24hr calls), M broadband and XL tv with V+ and Sky sports for £52.95/month - roughly what you are paying for phone alone.

Good luck with everything - you will get addicted to this site! x

yes they are all lovely and its going to be a courageous week for us but we have to start somewhere i suppose its been a good day today, usually spent thinking of ways out of this mess and coming up with the same answer.....thanks xx simon

bank_of_slate

Hi Simon, come back and let us know how things are going!
...Linda xx