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Friendly Societies - Does it make sense?

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  • I must admit that I did open one of these - that was 7 years ago and as it is a 10 year plan I kind of thought I may as well let it run its course?

    Or should I surrender it at this point?
    Mortgage when started October 2011 : £94,134

    Total mortgage balance Mar 2016 [STRIKE]£78,417[/STRIKE] [STRIKE]£77,523[/STRIKE] [STRIKE]£76,181[/STRIKE] £72,001
    Offset Saver account Mar 2016 [STRIKE]£45,238[/STRIKE] [STRIKE]£45,666[/STRIKE] [STRIKE]£47,593[/STRIKE] £52,093
    Mortgage paying interest on Mar 2016 [STRIKE]£33,179[/STRIKE] [STRIKE]£31,859[/STRIKE] [STRIKE]£28,588[/STRIKE] £19,907
  • calisto
    calisto Posts: 152 Forumite
    !!!!!! is a "Friendly Society" ?

    Is this one of those Carol Smilie "Bonus Cashbuilder" scams/schemes?

    Its "Friendly" cos it allows the poor to put away SwFA per month? With a 10-year "cashbuilder" projected at something like 10-20% pa returns?
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