Saturday 06/09/08 What small DFW things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang.:hello:

Am posting this early today as i am going out in a few minutes!!

My dfw things for today are:
-Will use rail card to get cheap travel
-Will use bus as it works out cheaper than taking my car
-Will do five mystery shops
-Will come home and write up reports
-Will take some food from home so i am less enclined to waste money whilst i am out
-I'll do some surveys later
-I'll sort through my emails
-I'll continue working on my website
-Will look for more mystery shops
-Will read some of my counselling books
-Will apply for some one or few day courses, including a car maintenance course, which i have always been interested in doing;)
-Will work out my finances in relation to what my partner owes me
-Will organise my diary to see where i have some free time
-I'll start cleaning the house ready for my mum coming
-I will do my weekly review
-I will decide on first level of advertising
-I'll put some financial papers away
-I'll look for my cheque that i can't find!! - STILL CAN'T FIND IT, FOUND EVERYTHING ELSE!!
-Tidy my bedroom

Think thats it for me, have a great start to the weekend everyone:D

kalojac

Morning Andan

You've got a monster list again today! :T

Today I have:

• Renewed library books online, to save going down today (saves petrol!)
• Ordered some more library books online
• Checked online banking
• Checked PB (nothing!)
• done 2 yougov surverys for 50p each
• I will parcel up 5 ebay parcels
• Will need about 3 x 30 degree washes to get through the washing basket
• Will update spreadsheet to see if more cut backs can be made.
• Turn off heaters (its too hot in here)
• List 5 items on ebay, my last 2 are ending today.

Hope everyone is having a good weekend, happy MSE-ing x:D

Essex-girl_2

Morning All

Today

• Low spend day - think I need some bacon
• HM bread for lunch instead of bakery
• Washing to be done - dried outside where possible
• Stick to menu plan - no takeaway
• Check PB
• Free enteratinment - take dogs for a walk down the seawall
• use remoska for dinner - low electric.
• Do not use heating

Thats about it for today. Have a great Saturday.
x

mickey_mouse

Gooooooooood Morning everyone:D

wow Andan - you are the expert in list making - I am not worthy:D

today I will
- keep it lowish spendingwise
-do daily clicks
- do comps
- go to the gym for a swim and sauna and of course use their shower facilities

have a great day everyone:D

cassey1

Morning everyone,
Today i will/have.

-done wash load on 30,drying on line. Dont know how long for,as rain is expected.
-done keep fit dvd.
-done surveys.
-tidy house.
-lunch from store cupboard.
-tea from meal planne.
-do comps.
-check on line banking.

Will be spending money today,as cat has to go to vets for annunal check up and injections. Also going to get our currencey for our hols:j
money for cat has been bugeted for and saved money for holiday.
Have a great saturday everyone.

lilly81

good morning all,

Today I have:
*hung my washing up

Today I am going to a friends for lunch.....so thats free :money:
I will have to drive there but am planning a no spend day :j

Bagpuss741

Today I have/will

1. Checked online banking
2. Made £20 extra payment to credit card
3. Received £2 Boots voucher from Litmus so have put that away for christmas:o
4. NSD
5. Anatomy TMA3:eek:


Andan, I know where to bring my car for cheap repairs
Sophiesmum, Hope you are Ok:A

poppy_f1

reserve a couple of library books online
give away a lot of books to my friends ( im not looking for cash for them, i just want rid)

princess_loki

morning all :wave:

well very bad yesterday... got my lenor from asda but somehow managed to spend £25...:eek: . how did that happen??? mostly on tins, baking stuff and cat food though so wasn't totally silly as didn't get tempted by bakery section or anything like that!

so... today's plans are:
- ate old shredded wheat for brekkie - not nice but didn't want to bin it!
- lodger has organised a mate to fix roof (they have gone out for breakfast so hope they won't be too long...)
- !!!!! cats are still eating go-cat rather than expensive pouches.
- will get OH to help me tip the soapy disinfectant water out of the wheely bin and down the drain at the end of the road - maggots are dead but it still smells!
- lunch hm bread toasted with marmite
- dinner will be lasagne made from reduced mince from asda and lodgers cheese and mushrooms
- pudding will be left over bread and butter pudding from last night
- going out in car this afternoon but going to discount warehouse and food co-operative so should end up saving over the month as a whole :T

think that is about it for today....

hope everyone has a good day!
loki x

:grouphug: hugs to sophiesmum :grouphug:

mbaz

Morning all

Working overtime today and worked at mini-jon first thing
Will eat in subsidised canteen (can get a jacket spud for 30p so prob cheaper than packup anyway)
Have a good day all

Mx

Walshyboy84

Today I'm going to have to minimise spending by :beer: with friends in Central London:

So I'm taking the DLR to Bank then doing a 30 minute walk.
Going to pubs with Happy hours
Lunch will be a stir fry of leftovers (very nice leftovers but enough for OH and I)
Try not to have too much to drink.
Only take £30 with me and no cards to be extra good
Will look for good Quidco deals.
Start playing with my new accounts to get the interest rate kicking
Pay off £400 off my credit (this might be delayed till monday but I don't know yet...)

:j :j :j :j :j :j