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Credit check

I've just done the free credit check with Experian but there's hardly anything showing on it.
Admittedly I've only got and ever had one credit card but it's not on.
There's a current account showing that I never use but not the one that I do use.
I thought maybe my mortgage would be there as well but it isn't.
Should I give it a bit of time to get things together or is that all it does?

Comments

  • You should check your reports with all three credit reference agencies as not all companies report to all cra's. Hope that helps.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • latecomer
    latecomer Posts: 4,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You should be contacting them to find out why your mortgage, current account and credit card are not showing up. If you want to apply for credit then its important to have as much info on there as possible.
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