what card should i get?

pompeymat

hi all, sorry to sound stupid but i require a credit card to pay for next years summer holiday. I have never had one before and am just looking at paying for the hol then tearing it up. So i need one with a long 0% finance, reading the posts previous the capital one card i probably wont get coz of my good credit record, should i just go for the next longest dael or apply for the capital one?
thanks in advance
mat

Staciep88

Hi,

You need to find a card with 0% on purchases. If you go onto www.moneysupermarket.co.uk there is a section on there for cards, fill that in and it will show you what cards will be suited to you. Only thing is, if you have never had a credit card before that may mean that you wont get accepted or you will but you wont have a big limit.

latecomer

If you have never had a credit card then you probably wont be accepted for those with the best deals. do you have a loan, mortgage without any missed payments etc that will show up on your cedit file? Are you on the electoral register at your current address? These all count in your favour.

You can check your credit file for free:

http://www.moneysavingexpert.com/banking/credit-rating-credit-score