We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ppi

Options
2

Comments

  • THANK YOU THANK YOU THANK YOU!!!!

    :T :T :T :T :T :T :T :T :T

    You have all saved me £5000. :D

    My letter was successful, it just shows that the banks cannot get away with this sort of thing.
    October make £10/day currently £11.02
  • Good on you girl - happy days :beer: :D
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • I finally spoke to the Coop today about the PPI they sold me. I wrote and explained that although I am technically employed, the company that employs me is my own and therefore I wouldn't make myself redundant. Also I am covered by critical illness cover and so wouldn't make a claim in that instant. They weren't having any of it and said that I hadn't read the terms and conditions properly. They offered to consolidate the loans without the insurance, but wouldn't refund what I have already paid. I asked them to look again as I wasn't happy but did I do the right thing? Should I continue to claim misselling, or do I cave in and refinance without the insurance? Any advice would be appreciated....
  • how many letters have you sent ?
    have you actually complained or just requested they cancel it ?
    Write write and write again until your satisfied with the outcome.
    Dont give up without a fight !

    I was told on several occasions they wouldnt cancel it, so I asked again - and again.
    Then I complained - Then I complained some more and hey presto.

    it just takes time and Perseverance
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • Thanks for this. I have only written once and had a long phone call this morning. I told them I wasn't happy with the response and they said they would talk to other people at the bank and come back to me. I guess I am in for the long haul! :rolleyes:
  • Its always better in writing.
    I found ringing them up a waste of time. I got a different person each time and they just fobbed me off every time.
    I only got results through writing.
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • Avogirly wrote:
    THANK YOU THANK YOU THANK YOU!!!!

    :T :T :T :T :T :T :T :T :T

    You have all saved me £5000. :D

    My letter was successful, it just shows that the banks cannot get away with this sort of thing.

    That's excellent!!! Well done Avogirly :j :T
    Mortgage-free wannabe!
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done, thats excellent. Just wish I'd known to do that when I was trying to cancel my PPI!!

    Fantastic news!!! xx
  • Hi, could anybody post an example letter to send to my bank regarding canceling my PPIs?

    I'm not sure what to put to be honest!
  • Teerah
    Teerah Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My mum has PPI on two credit cards which she didnt realise she had signed up for (she never reads the small print!). Can she simply ring them and ask to cancel it or will she have to fight to have it cancelled?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.