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Any tips to cut my outgoings?

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  • You are completely over paying for your mobile phone. i am on pay as you go with O2 and can get 300 free texts if i top up £10 a month and more free texts and minuites if i top it up more.
    Clothes wise, i always find you can pick up a bargain at a carboot sale (if you go regular and get to know the stall holders there could be a discount worth grabbing) or a charity shop. I have a few charity shops that are local and they sell good quality clothes at about £3. Which is a bargain compared to shop prices. And seriously DONT be too prud to shop here, LOADS of people do and cover it up by calling it "vintage".
    As for the eating healthy, i would deffo suggest going veggie for a while and see if this helps, i have been losing weight since january and have found that the Quorn and healthier stuff is a lot nicer and only a few pence more. Also as a healthy suggestion low fat laughing cow (not the REALLY low fat one, the one inbetween the regular and the low low fat one) on a piece of toast is great as a breakfast or a evening snack before bed. Also a bag of potatoes (£2??) will do great for your budget.
    Suggestion for a cheap and healthy potatoes meal:
    2 poatoes sliced down the middle (like you wouls a baked potato) put in microwave for about 15 mins. Take out and cut from top to bottom into chips them place them on a tray to go in the oven, but before they go in spray them with fry light and put in the oven for about half an hour to an hour depending on how crispy you like them. Get a tin of beans and warm them up and put over the chips and sprinkle a bit of low fat cheese on top (NOT a lot though, abotu 30 grams).
    au voila.

    Potatoes = A big bag £2
    Fry light = £1.50 (lasts AGES though)
    Beans = depending on the brand, ranging from 15p to £1

    Also you can buy cheap ready made pasta from lidl (about 59p) which is about 100 calories. And it fills you up a treat. I can bearly finish a bag.

    cottage cheese from lidl is about 49p for a small tub and is about 100 calories for the whole thing and you can put that on rivita crisp bread things.

    Seriously all this stuff works i have lost nearly 4 stone so far with it all with hardly any excercise.

    With the three bills you listed above it actually looks like you dont have that much going out, and may just be worrying ovver nothing.
    I have to pay £200 a month to my parents for rent ( i live at home) and i have to pay for my internet, computer insurence, phone, and all other bills that any "normal" tenant would. And the most certainly do NOT pay for anything for me just because i am at uni, as someone else said: it was MY choice. If i want anything i save and scrimpe for it.

    I use the library for books, the lecturer will often say whether any book they have recommended is in there or not and if they have its worht taking a look.

    Sorry if this isnt in any good order im just typing as i am thinking.

    A good way to cut back on electricity is: Candals!! They can be bought from poundland so not that expensive, and can be used to watch tv with or to sit and enjoy a meal with or just to sit and read a book. And ive seen advertised on the tele a bulb that is battery operated and can be bought from pundstretcher which sheds a lot of light for about £9.99.

    Also instead of tv why not read a book?? You can but any book you want, and at a carboot are sold for abotu 30p - 50p.

    Magazine can be bought also about a week after they are out from ebay, or at my local carboot (sorry i am a carboot addict!!) they sell magazines for £1, and they are all shop quality current copies (a copy of vogue for £1!!).

    Hopefully in my ramblings i have helped someone even a lil. xx
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