Thursday 4/09/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang.:j

Thanks Andan for doing the post yesterday:A , things are a bit hectic for me at the moment, dad and brother are both terminal with cancer and i am helping mum with the caring as well as full time work.Hopefully Andan or another of the regulars will post the thread if it doesn't appear some days, thanks guys:A .

Things for me today:

• check online banking
• clicks- soon as I have enough for another piggy voucher i am stopping those.
• storecupboard meals- something for slowcooker tonight I think:rolleyes:
• use up a huge marrow and some spuds from mums garden
• hopefully get chance for a quick swim with gym membership- very good for stressbusting;)

This forum is giving me a bit of sanity and normality at the moment as everything seems a bit surreal at home at present. Thanks everyone, i love reading all your posts and feeling grounded again.:D
Catch up with you all later.

yukkibear

Morning Sophies mum and everyone else. My thoughts are with you Sophiesmum.

Today I will

- check online bank
- try not to go to shop for dinner
- do clicks
- post ebay parcel
- write two reviews

Have a good one everyone

LabLover

Well not at work this morning , sitting waiting on new washing machine to be delivered:mad: My delivery window was 7.00-12.00 so could be here a while. Anyhoo,
Today I will:
Piggy clicks
Tea out the freezer- could be left over lasagne
Help OH grout tiles around the fire place
Pop into the gym to see about signing up for monthly membership , would save me £4 per month
Get OH tax return away
Pay money into bank account to pay for rest of Holiday
and i think thats about it :T
Hope everyone has a loverly day !!!

OliveOyl_2

Aw Sophiesmum, busy and stressful time for you all. :grouphug:
Puts my little niggles into perspective

But little, is what this thread is about and today I have/will:

• piggy clicks
• on-line banking, and choosing where to send my Quidco money (£69.22 )
• housework & cleaning tonight with star drops and microfibre cloths. And unpacking my on-line shop delivery and all its BOGOF's.
• Day 3 of no wine in the evening too. (usually manage only a couple of no drink days a week, up to 5/7 if I manage today )
• Try and list some stuff on e-bay as it is their 5p listing day.

Have a good one everybody.

debtfreesomeday

Sending you massive hugs Sophiesmum, I know what you're going through and found the key is taking a day at a time...

As for DFW's, today I have/will:

Checked online banking
Done pigsback clicks for me & hubby (also going to stop these once we reach our next voucher)
Bought breakfast & lunch to work
Cooking storecupboard dinner
Having another NSD - had lots lately, it's great!
Updated budget sheet after ordering shopping for Friday delivery
Check Quidco

Happy DFW Day to all! xx

lilly81

Morning everyone,

:grouphug:<<<<<<<for sophiesmum

Last night I:
*Posted 2 items on gumtree for first time
*Spent £32 on school shoes :mad:
*Made dinner using some of my 5kg bag potatoes

Today I will:
*cook roast for dinner to use up carrots/parnips & more potatoes!
*look for more freebies
*wait again to find out about childcare :mad: coz without to it cant start work!!!!!!!!!!!!!!!!!!:eek:

princess_loki

morning all :wave:

had a couple of bad days but feeling a bit better now

glad to report that maggots did not turn into flies as must have managed to exterminate them all:T

sophiesmum hugs to you - know it is not easy but you are doing a great job coping :A

so not doing too much today...
- wash bedding and other bits and pieces - hang on airer
- make dinner from left over chicken
- clean kitchen with stardrops
- will try and phone council to sort out the overdue bill court summons thingy
- fingers crossed for something nice in the post

hope everyone has a good day

loki x

Runnybabbit

Hi all,

Sophiesmum - sending you loads of hugs and shall be thinking of you.

As for the DFW moneysaving tip-ets:

Today I have changed my quilt over and put the winter one back on.

Last night was cold and DH put the central heating on :eek: :eek: :eek: , my god it's only September, DH reckoned we should all buy 5ltr 4x4's to help with the climate change !!!!!, somehow I think he's got the wrong end of the stick. :rotfl: For someone who is incredibly intelligent, he can also be incredibly stupid - lol.

Anyway we couldn't afford the road tax anyway

brednall

Morning all!! Today I will/have

• Done my piggy clicks - almost at my next voucher
• look through the daily clicks e-mail from EagerLearner and see if there are any sites I haven't signed up to yet and see about the relevant daily clicks
• check on-line banking and update spreadsheet
• make another small overpayment off one of my CC bills (a different take on the payment a day)
• no ebay listing today as I go on hols next week so won't be able to post them out in time
• Nearly a NSD - only 40p on the local newspaper this morning
• brought lunch in and tea will be from stuff already in the house

I'm sure there's more but that's all I can think of for now. Have a great day everyone.

Regards

Emma

Piquant_2

Sophiesmum my thoughts are with you such an awful time for you.

Today I have/will

• made a loaf in the breadmaker and set the timer for when I get home
• bought in breakfast and lunch
• eaten a free chocolate croissant
• been given an airer so won't have to use the tumble dryer so much in the winter
• been given lots of cooking apples, so will have plenty of cooked apples in the freezer
• done my on-line banking and updated my spreadsheet
• will list 8 items on ebay
• sent of 2 mobile phones to Envirofone - booked through Quidco so an extra £3.50 there!

peb

Hello all

Remembered lunch but did not remember to get anything out of the freezer for tea (was supposed to be going out), todays challenge, which I choose to accept is to eat from fridge. I know that there are some mushrooms in there as well as bacon so may do some sort of pasta/rice dish.

Have a good day everyone.