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Renting - Reposseion threat

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  • poppysarah
    poppysarah Posts: 11,522 Forumite
    You could try your hand at the small claims court and sue the LA for moving costs
    :)
    Or certainly ask the LA to cover any incidental costs you incur. Nicely of course and after you've signed for a new tenancy.

    A LA should have responsibilities to ensure a landlord is creditworthy especially if they've just signed you up for another 6 months.
  • Loretta
    Loretta Posts: 1,101 Forumite
    First of all insist that the LA gives you the L/L address, you are entitiled to it. Keep everything in writing especially the 'we are not telling you anything' bits. I would send emails and every day you do not receive an reply write another on saying they have not answered your email dated.....

    I would write to LA, enclosing a copy for the L/L for them to pass on if you don't have his address and say that you are looking for somewhere else and when you find somewhere you will be moving immediately, contract or no contract, you should not have to live with this uncertainty. They can then either tell you the arrears are paid and you have nothing to worry about or they can explain to you why they won't tell you that you may have just days to move out. I don't think that this would be unreasonable as they have contracted to let the flat for x number of months and there is real reason for you to believe that they will not be able to fulfill their side of the contract.

    I would find somewhere else anyway
    Loretta
  • Once you have a new place sorted out (or before if you have time) look on your contents insurance to see if you have legal cover. Basically, you get a solicitor for just the cost of your excess on your policy. Your ccs might offer this too.

    You should be looking to recovering all your removal costs from the LL and for the distress he has caused you. Only worth doing if the LL has his own property or other BTLs and there is equity in them. If your costs come to 1K or more, this can now be put as a charge on the LLs house I believe?
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    My landlord went to court I was told not to attend I was not a party to it but try phone up and find the outcome of the case after it had happened.

    Who told you this? :confused:
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • Premier wrote: »
    Who told you this? :confused:

    Our local housing office told me this when I went for advice
  • silvercar
    silvercar Posts: 49,517 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    No harm in contacting the lender, telling them of your tenancy and asking them whether they were granted a possession order in court. The lender may be interested to hear there is a tenant in the property.

    Of course an eviction would effect your quiet enjoyment of the property, but your case would be against the landlord. The lender has no contract with you.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • silvercar wrote: »
    No harm in contacting the lender, telling them of your tenancy and asking them whether they were granted a possession order in court. The lender may be interested to hear there is a tenant in the property.

    Of course an eviction would effect your quiet enjoyment of the property, but your case would be against the landlord. The lender has no contract with you.

    Again this was tried but they said they could not tell me due to data protection.

    A letter of complaint has gone out to my LA this morning I have also advised them I will pay my montly rent now in fortnightly payments till they guarantee that I will not be evicted. They have been the worse company ever dealt with and will be named and shamed once everything is sorted out
  • stevetodd
    stevetodd Posts: 1,016 Forumite
    I have picked up on something from this thread. The next time I advertise a property to rent I am going to mention the fact that I am not in a position where I could be repossessed. I think tenants are gong to be concerned about this over the next couple of years.
  • stevetodd wrote: »
    I have picked up on something from this thread. The next time I advertise a property to rent I am going to mention the fact that I am not in a position where I could be repossessed. I think tenants are gong to be concerned about this over the next couple of years.

    Makes sense, Where I am now is mine and partners first proper place togther and what should be a nice time has just turned into a stress fest the last couple of months, What is worse I had to chase the LA about renewing out contract as they had forgotten to sort it out and a few weeks later after he letter came so if I had not reminded them I wouldn't have had any problems leaving.
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    Our local housing office told me this when I went for advice
    Oh well, looks like you decided to take the advice of the wrong person (or at least one who should know better)

    Pity you didn't follow the advice I offered in post#7 ;)

    Of course you could have atteded court, as can any member of the public. Then you would have also known the decision.

    In your position, you could also have applied in advance to the court to speak as you are a current lawful tenant of the property. The court would probably have allowed you to speak under such circumstances too. Whether it would have had any outcome on the decision made is debateable, but it is often possible to gain a few extra weeks in the property whilst you are finding somewhere else.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
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