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Wednesday 03/09/08. What small dfw things will you do today????

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang.:j

Sorry this is a bit late, i was surfing the net!!

Things i am going to do today:
-Off out for a motorway lesson with my driving instructor, then hopefully thats the last lesson i will need!!
-Have emailed new work place back regarding my start on Monday
-Have already made a start on working on my webiste and plan to spend a lot of time on there today as want it finished soon
-Have sorted through advertising material and worked out what material to give my friends on Thursday when i see them
-Need to email friend to finalise arrangements for back massage tomorrow
-Need to do all comps ending today
-Have looked for mystery shops and will continue to do so during the day
-Need to sort out the mystery shops i have for tomorrow
-I want to read some of my counselling books
-I want to go on ebay and freecycle to look for a microwave and a futon
-I will work out what i still have left to buy for my business
-I will do my daily clicks
-I will go on counselling forum
-I will sort out some of my financial papers
-I will pay off my credit card if the money had hopefully gone in the bank
-I will pay off other credit card
-I will pay off big bills

-I will try and arrange paying tv licence by direct debit instead of yearly
-I will check online banking and move some money around so that i don't incur charges
-Will put some money in payment a day
-Will look for a matched bet
-Will get up to date with my challenges
-Will work through emails
-will do any surveys i receive

-Find out cheque so i can take it to the bank tomorrow
-Make my lovely boyfriend a special meal to celebrate his birthday!
-Read up on here for any more money making/saving tips

Have a great day everyone.
:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


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Comments

  • morning andan and everyone
    :hello:
    nice day today, going to start ignoring the weatherman :rolleyes:

    So far...
    • i have brought in breakfast and most of lunch so low spend day
    • i have checked banking and updated for some spends last night :eek: new TV for flat as ours belongs to landlady and we don't have one and easyjet flights to belfast, all our friends are turning 30 this academic year so going to be expensive :o
    • followed up missing piggy points from whitecompany order and now have £22, almost 2 x vouchers!
    • sulked that i couldn't get cashback because i ordered the tv through amazon! and spent 3 hours shopping around so i know i got the best price and free delivery.
    I will
    • have a cheap dinner (will need to do that forever after this TV :rotfl: )
    Claire
  • lilly81
    lilly81 Posts: 623 Forumite
    First Anniversary Combo Breaker Name Dropper 10 Posts
    My sons new school shoes rub on his ankle bone so will have to go to clarks and buy him a new pair :eek:

    Today I have:
    *sorted out what things I have that I can sell
    *charged up batteries on E7 cheap time
    *cancelled my ex's AA cover DD from my bank account :D
    Today I will
    *shuffle my budget so can afford expensive shoes :o
    *Go into the city with free bus pass and use up any vouchers I have
    *list heavy items for sale on Gumtree
    *wait to find out about childcare
    *keep fingers crossed!

    Thats about it, have a good day everyone!
    Debt free date 23rd march 2009 🥳Autism is my super power 🏳️🌈 🌈✨
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    Mortgage-free Glee! Debt-free and Proud! PPI Party Pooper
    Andan, I exhausted just reading your post, how do you achieve so much?

    I accidentally bought a bar of chocolate on the way to work, not a good start :o It probably cancels out the normal small things that I have done, such as
    • checked my on-line banking and credit card
    • bought in breakfast and lunch to work
    • put on a 30 degree quick wash
    • sorted out 4 items for ebay, photos today, listing tomorrow
    I want to take another look at the matched betting, the understanding of it is tickling the outside areas of my brain, need to activate the rest of the brain :rotfl:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Lilly :mad: to a second pair of shoes this month-my DD had this problem too and it was a nightmare finding shoes that came low enough in those days.

    Morning All :D
    Today I have/will
    • wasted my time with Piggy Clicks - and the answer to all the quizzes is always 1 :confused:
    • brought in a packed lunch
    • collecting a wardrobe from a fellow freecycler tonight
    • make something nice with leftover chicken :D for supper.
    • do this weekends shopping on-line tonight with my £10 voucher and get my 5p a litre coupon, as I'm going to Leeds at the weekend :D:D :j
    • cleaning my house as I will have a guest next week.
    • send out 2 ebay parcels
    • do a mystery shop at lunchtime.
    have a good one everybody. :D
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Combo Breaker First Anniversary
    Morning everyone

    Today I will

    - post ebay parcel
    - photo stuff for ebay tomorrow
    - check bank
    - clicks, surveys etc
    - make dinner to take to work

    Have a great day everyone
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Today I have/will

    Put some washing outside, its cloudy but dry at the moment so making use of it while i can.

    Roasting a chicken for tea tonight, should be enough left overs for chicken fried rice for tomorrow too.

    What are piggy clicks???

    Sort out some stuff that going on ebay tomorrow.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Bagpuss741
    Bagpuss741 Posts: 2,290 Forumite
    Combo Breaker First Post First Anniversary Photogenic
    Today I will/have

    1. Checked online banking Done
    2. Piggy Clicks Done
    3. NSD Done
    4. Anatomy module 3 coursework:eek: Finished, now have to start assignment
    5. Store cupboard meals Done
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Lelc
    Lelc Posts: 558 Forumite
    Today I have:

    Checked bank and transferred the odd amount into my ISA
    Done piggy clicks
    Downloaded EagerLearners guide to clicks/daily cashback - which I'll read tonight
    Brought in my own lunch from home
    Got chicken out the freezer for curry tonight
    Did a lightspeed survey for 110 points

    I will also take piccies for ebay items to list tomorrow
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • mumsrus
    mumsrus Posts: 82 Forumite
    just been reading this thread so thought i would join in
    1. rescued some port and stilton sauce before it went in the bin at work last night, so will have that with my dinner tonight
    2. will photograph some stuff for ebay tomoro
    3. have cooked some rice to freeze to save buying expensive convieniance food
    4.have made some blackberry gin from the ones i picked yesterday ready for xmas presents
    De-clutter this year 10kg:j
    2014 start credit card debt £4,775.42:eek:Amount paid this year £150
  • Dont come on DFW thread normally but ive got to share with everyone



    IVE JUST PAID OFF MY CREDIT CARD :):)
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