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Worst ever balance transfer?

I've just received an invitation from Natwest for a special rate of 3.9% on balance transfers, until January 2006, when it will return to 15.8%!!! But only if I apply before 25th November!.. 1 whole month.. whoop dee do
:hello:

current debt - too scared to look!
£2 savers club - £56 towards holiday spends :dance:

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