car insurance for new driver

hicker

Hi
My son will soon be approaching the dreaded time when he can take driving lessons!
We have looked into car insurance,using the usual methods e.g putting him down as the named driver,but it still comes out as around £2000 !!!
I know if he takes the driver plus course as well this may reduce it slightly.Please has anyone got any new ideas??

Valley's_girl

Hi I know my son is a named driver on my insurance he has been driving for nearly two years. Our comes to 1500.00 cheapest I could find he pays for most of it I am not in the position to pay all of that.
Unfortuantely they seem to bump young male drivers insurance up more than girls.
Bit unfair if you ask me but there we go, I think that they assume every male young is a boy racer.

Best wishes
Ally x

xcat_girlx

how old is he and what car is it?

im a 21 year old girl, insured on a provisonal license, obv no no-claims, with my dad as the 2nd driver, 3rd party fire and theft on a Y reg 1.3i Ford Ka, for £500 a year approx with Swinton.

They seem to do quite good deals.

xcat_girlx

hicker wrote: »

Hi
My son will soon be approaching the dreaded time when he can take driving lessons!
We have looked into car insurance,using the usual methods e.g putting him down as the named driver,but it still comes out as around £2000 !!!
I know if he takes the driver plus course as well this may reduce it slightly.Please has anyone got any new ideas??

it will be massively affected by what car he has as well

put down a typical boy racer car e.g corsa, fiesta, saxo, clio and it'll shoot up

buy him something like a ford ka or a yaris and it'll come down.

popularfurball

Or a skoda fabia - biggest car for class 1 insurance - actually made by VW though

Also try something like bell - they do more flexible "add on" policies, and 10month NCB accelerator

doelani

try quinn direct, my daughters first insurance in her own name was £1300 and she was only 17. This was for a corsa and she now has a fiesta. She is just coming up for renewal and has earned her new claims discount for next year.

earlybird

hi,

we insured our daughter for our car at

https://www.collingwoodlearners.co.uk which offers Short Term Insurance

For Learner Drivers, might be worth a look as we found their prices

very reasonable.

Gemmzie

My brother insured a 1.0 litre Corsa (about ten years old) with Quinn at 17 for around £800 TPFT with my parents as named drivers. This year his renewal (still a learner) is £460

MarkyMarkD

hicker wrote: »

Hi
My son will soon be approaching the dreaded time when he can take driving lessons!
We have looked into car insurance,using the usual methods e.g putting him down as the named driver,but it still comes out as around £2000 !!!
I know if he takes the driver plus course as well this may reduce it slightly.Please has anyone got any new ideas??

Please, don't "put him down as the named driver" if it's his own car. That's fraudulent and they won't pay out when he writes it off.

Even if it's a car which is jointly used by himself and a parent, you must declare the main driver accurately.

currynchips

First of all the car is important. Make sure it isn't Japanese. Make sure it isn't worth much. Make sure the Insurance level is no higher than a 2. Try to get some security devices fitted.
Annual mileage - keep it very low, about 3,000. Overnight, keep it in the garage/driveway. Or at least say you do.
SD&P use only. Offer a high excess, £500 min.
His job/education location is also a major factor.
Pass plus counted as my 1st years no claims, saved me about £350, the course was only £120.
My first insurance at 18 was on a 1.1 Corsa, worth about £k, and 4 years old. Premium was £890.

MarkyMarkD

Currynchips Don't advise people to defraud their insurer.

By all means tell the insurer you will park the car in your garage or on your drive. But only if you are going to do so.

It might make sense (indeed almost definitely will) to put the new driver's car in the garage and leave the more expensive parent's car on the drive/street, as the discount for safe parking will make a lot more difference on the more expensive premium.