We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Bank cancelled Overdraft!!
sahun
Posts: 303 Forumite
Hey, ive just finished my first year at Uni.
Went on my student account to pay of student credit card (yes im an idiot with a credit card, but i pay it off whenever i use it straight away) for same account, but it wouldnt let me! After checking out my account a bit, saw my overdraft had been cancelled!
This left me Overdrawn, and unable to pay off my credit card! Thing is I dont know how long Ive been overdrawn for, and the bank never sent me a letter or seemed to attempt to contact me about cancelling my overdraft!! Can they do thhis?
It just seems wrong as they knew I have four years of University, so will need the overdraft for 4 years!
Anyone else had this kind of problem??
Went on my student account to pay of student credit card (yes im an idiot with a credit card, but i pay it off whenever i use it straight away) for same account, but it wouldnt let me! After checking out my account a bit, saw my overdraft had been cancelled!
This left me Overdrawn, and unable to pay off my credit card! Thing is I dont know how long Ive been overdrawn for, and the bank never sent me a letter or seemed to attempt to contact me about cancelling my overdraft!! Can they do thhis?
It just seems wrong as they knew I have four years of University, so will need the overdraft for 4 years!
Anyone else had this kind of problem??
Never knock on death's door, ring the doorbell and run away ..... he hates that :mad:
0
Comments
-
Have you actually been into your local branch and spoken to one of those human being bank employee things about it?
It could just be a mistake which they will rectify for you, and if not, then they will explain why they did it.
Have you been paying your loan into the account?Should've = Should HAVE (not 'of')
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)0 -
Phoned the bank and they said that a letter was sent out, which i never recieved. Basically every 12 months i have to renew it so they can increase it and mae sure im still in uni. But was completely unaware of this as i never got the letter.
Its just a hastle due to the lack of communication and a worry when you can see youre getting charged for something you cant correct!!Never knock on death's door, ring the doorbell and run away ..... he hates that :mad:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards