Any advice?

bitten

Hello

I have had a credit card for about 15 years but made little use of it, in fact don't even know its pin number or credit limit. A rediculous situation to be in I know. I made a few late payments when I was a student but it has been paid off for a long time know.

I want to get a cash back credit card and hoped that the collective knowledge of this community could help me. Perhaps you could recommend a few providers that would accept my credit history as I live on the isle of man and some offers may not apply here.

Thanks in anticipation

shaymenRup

The answer is already within the site

http://www.moneysavingexpert.com/cards/cashback-credit-cards

Read the terms and conditions first re your address.
suggest you also use the site guide to obtain a free credit report, that may well highlight any problems or inaccuracies that you need to amend before applying.

bitten

Thanks for the advice so far.

I have looked at the Experian report and noticed a small outstanding balance (£4) with Next but Next say my balance is zero. I have asked them to clarify my account.

More worryingly the report has me down as NOT on the electoral role. I have been in touch with the Isle of Man government to make sure I am on it but would experian have access to this info as we cant vote in UK elections (own Government).

Any thoughts?
Graeme