Turned down for a Capital One

maven_2

If I've been turned down for one of these, what chance do I have of getting any other credit card?

homersimpson_3

depends on debts, income, searches on credit file etc. have you asked them why you were turned down?

digp

nil chance

$17mma

get hold of your credit file on the 30 day free trial from either equifax or experian and take a look at it..

if there is anything on there that should not be there that may have affected your application to Capital One then maybe you can request a review of the application and appeal against their decision...

but there will have to be something on your file that you can prove should not be there e.g additional unnecessary foot printer by creditor or any errors made.

Rickycowslip

I was declined a Capital One card a few months back. I checked my credit file and all's tickatyboo, and I've subsequently been successful in two other applications - so I can only assume they could tell from my file that I'm a blatent stoozer and there was little chance of them making any money from me...

M_Thomson

maven wrote:

If I've been turned down for one of these, what chance do I have of getting any other credit card?

Which card did you apply for? Was it a 0% card or was it a credit rebuilder card at 29.9% apr?

maven_2

M_Thomson wrote:

Which card did you apply for? Was it a 0% card or was it a credit rebuilder card at 29.9% apr?

It was the card for people with credit problems.

coffeeandfags

I was turned down for Capital One and Barclaycard but was accepted no problem for Skycard (owned by Barclaycard) so it might be worth a go!

coffeeandfags