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September - The NSD Challenge
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9-10hi,
didn't manage a NSD but will have one tomorrow,don't need anything and the weather is still to bad to go out,unless you really have to.Could be a lot worse,I've seen pictures of the floods,hope everyone is alright.iloveteaMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
15-16Didn't manage a NSD, i volunteer at a cats protection league charity shop and ended up buying a gorgeous ginger cat cookie jar and tin with cats on.
Then a burger from McDonalds!
Tomorrow will defo be a NSD though!Now a SAHM trying to earn some spare pennies each month0 -
9-10Apart from the few groceries, nothing for me today. Makes it 4 nsds this week. I'm hoping not to spend anything tomorrow either. Dh, ds and dd are due home tomorrow night so I should make an effort to make the house look like I've not spent hours in front of the telly or on the internet;)Proud To Be Dealing With My Debts - DFW Nerd 323
Debt free date - January 2012
Mortgage free date - November 2013
Cross stitch cafe challenge member no 160 -
11-12Hello
Hurray hurray its NSD 4 for me today
Achieved by only leaving house for 1/2 hour to whizz down to library
lula x0 -
I've had a NSD - and I've only just realised it. Yay!
I'm the only gay in this forum
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5-6NSD number three!!The only thing worse than smug married couple; lots of smug married couples.0
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15-16Having just achieved the July challenge (5) and spectacularly failed the August one (3 out of 6), I had said to myself that I wouldn't do September...but I've changed my mind and would like to set 5 days again as a target.
I've worked out that even though I failed in August, the main two reasons were:
1. Buying fresh milk. We tend to get through 8 pints every 3 days (Mr P is a tea addict!), so I tend to buy a 4pt carton on 2 out of every 3 days - which greatly reduces the amount of potential NSDs available to me (although on occasion, if the milk has a long date, I have bought 8pts at one time to try and avoid this problem!).
2. Buying yellow sticker foods. I walk home past an M&S Simply Food and a Sainbury's Local, both of whom have some pretty good reduced bargains at the end of the day. Being a MSE-er, I pop in for a look, and if something is reduced to a good price, and can be frozen for future use, I pick it up there and then.
I have no intention of stopping either of these practices, as I can't stop buying milk, and it seems daft to not take advantage of a bargain (quite often 75% off) for the sake of being able to call it a NSD. However, quite often these are my only spends, so I am going to try and count "proper" NSDs, but also keep an eye on "milk only" days and "yellow-sticker only" days. I won't count these 2 types of days in this challenge, but I think it will give me encouragement - I know for a fact that even though I failed last month's challenge, I still spent lots less than normal, as several of my days were just "milk spends" or "yellow sticker spends" on the way home from work.
I hope this is acceptable to people on this challenge. I may well officially fail again this month, but at least I will have a record of why...
Piglet
I'm not sure what counts as a spend. I spent on Stardrops and lunch which as it is essential spend can't really count can it?No longer half of Optimisticpair
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17-20Yay another NSD for me today. Had to buy some milk but my lovely mum got it for me instead.
For me an NSD is what is says- no spend, i include everything in that, busfare, grocery essentials, pocket money, if its coming out of my purse then its classed as a spend regardless of how little. Does everyone else do this too?£387.39/£196.46
Pay my debt by End of Feb 2022
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Make £2022 in 2022 - £200 -
Spent a fiver on a space at a carboot sale but made £42.80. Strictly speaking, not a NSD so I won't count it!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
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13-14nickynoo08 wrote: »Yay another NSD for me today. Had to buy some milk but my lovely mum got it for me instead.
For me an NSD is what is says- no spend, i include everything in that, busfare, grocery essentials, pocket money, if its coming out of my purse then its classed as a spend regardless of how little. Does everyone else do this too?
I look on it the same way. Only exceptions are regular payments/DDs coming out of bank acct. These don't happen on a Sunday though! I wanted to try for a NSD but like you had to get some milk and had to fork out myself!
I'm going to try for 3 NSDs next week. In the past I've done this regularly but wonder how far I get now I've talked about it?0
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