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September - The NSD Challenge
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11-12The_Dragon wrote: »Hi to those of you that have done this before!
A quick query - is a NSD one where I spend nothing or when where the HOUSEHOLD spends nothing?
Hi Dragon, good questionit's just me & DD - age 8 3/4) in out house & I think it would be mean to stop her spending her money just so I can have a NSD... actually I have made her use own money to buy a comic just so I could continue my NSD
, maybe I'm taking this all too seriously .
I reckon it should be the debtors only who count but that's just my opinion .
lula x0 -
11-12I am sooo dumb, completely forgot to say :
Hurray, Hurray it's been a No Spend Day
Day 1 & that's a good start,
Good luck everyone
lula0 -
17-20Hiya can you put me down for 20NSD this month plz. Managed to do even better than my aug goal so thought i'd push myself a little more. Had a NSD today, wasnt meant to be tho. Had to buy a pair of jeans as my usual comfy ones were getting a bit thread bare but found an old gift card in my purse n ended up not having to pay for them. Love it when stuff like that happens, just doesn't happen ofen enough unfortunately.
1 down 19 to go....
Good luck everyone£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
9-10No-one seems to have gone for 9 yet... so stick me down! Managed 8 last month, and could probably have got another couple if I'd pushed myself - so the idea is to get as many as I can in the first half of the month and not be struggling towards the end!
Does anyone have particular days on which they get NSDs? Mine tend to be Mondays and Fridays, for some reason! (Not today though, was weak-willed and went for a coffee at lunchtime)Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
5-6Managed one today. It's a start.Egg Loan - [strike]£4921.84[/strike] £0!! :j Barclaycard - £3866.47 Legal + Trade - [strike]£2700.96[/strike] £0!! :j Triton - [strike]£1730.89[/strike] £0!! :j Next - [STRIKE]£776.15[/STRIKE] £126.88 Littlewoods - [strike]£217.16[/strike] £0!! :j Housemate - [strike]£1300[/strike] £0!! :j Capital One - [STRIKE]£1652.51[/STRIKE] £1,081.58 Vanquis - [strike]£2337.75[/strike] £375.58
A Payment A Day - £379.02 to Egg.0 -
11-12I achieved my target of 10 easily last month so I'll aim a bit higher and try for 12 this month.Official DFW Nerd Club - Member no. 1026 - Proud to be dealing with my debtsDebt at LMB: £22500. (July 08) DFD: Oct 2012 (DMP) Current debt: Aug 08:£23049.00 Now ??? (fallen off the ladder but will get back on!!!)
February 2013 nearly there! Time to start kicking HSBCs **** for PPI and charges!0 -
11-12Yay NSD number one today and I am hopeful for another tomorrow :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
9-10Didn't manage a NSD,but I only bought what I needed.Honest. Salad stuff,eggs and cheese.Should be no spend tomorrow though,only e-bay parcels to post and I'm not counting that because the buyer is paying.
Does that make sense and is that O.K.?ilovetea xMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
I managed my first NSD today - not planned just didnt need anything except bread and came home and made some instead!!
TF xxPeace will be mine
could do better - must try harder
Live each day as if its your last
DFW Nerd #1000 Proud to be dealing with my debts
0 -
7-8NSD today as I am not counting the rent and bills that came out of the budget today!
Wantobeasaver - look what you started, there's millions of us now!!! Thanks for the idea, it's a huge help for me and has got the OH on board as well!
Good luck to everyone this month - We can do it!
AussieMoved back to Australia March 2010
Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
OP 2011 $2601.18
Car loan from parents 50.5% paid0
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