We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Morgan Stanley Cut Credit Limit - Perfect Credit History :(
Comments
-
A request for a lower credit limit, leaves no record on your credit file of the higher one. Those subsequently searching your credit report, see a longstanding customer with a comparatively low-limit card.
Call Credit list the monthly credit limit and outstanding balance for each lender over at least the past 12 previous months on their credit reports. Unfortunately not too many lenders seem to use this agency.0 -
A report I generated from Equifax today also lists the monthly credit limit.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards