We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Vendor has died during buying process

My wife and I are in the process of buying our first house. There is no chain at either end, and our solicitor was confident that we would complete by the end of September at the latest. Given this, we informed our letting agents that we would not be renewing the contract on where we are now when it expires in the middle of October.
However, I have been informed today that sadly the person we are buying from died this week. Their child who will inherit the house is still happy to go ahead with the sale, but obviously the house needs to go through probate and pass into their ownership before it can be sold. Our solicitor has told me that this should take no more than a couple of weeks, which shouldn't cause any problems for us. However, the agents selling the house have said that it could delay the process by up to a month, which would obviously put us at risk of having nowhere to live.
I'm trying not to panic about this too much, as I trust our solicitor completely, but I was wondering if this had happened to anyone else, and if so, what was the outcome?
«1

Comments

  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    My wife and I are in the process of buying our first house. There is no chain at either end, and our solicitor was confident that we would complete by the end of September at the latest. Given this, we informed our letting agents that we would not be renewing the contract on where we are now when it expires in the middle of October.
    However, I have been informed today that sadly the person we are buying from died this week. Their child who will inherit the house is still happy to go ahead with the sale, but obviously the house needs to go through probate and pass into their ownership before it can be sold. Our solicitor has told me that this should take no more than a couple of weeks, which shouldn't cause any problems for us. However, the agents selling the house have said that it could delay the process by up to a month, which would obviously put us at risk of having nowhere to live.
    I'm trying not to panic about this too much, as I trust our solicitor completely, but I was wondering if this had happened to anyone else, and if so, what was the outcome?

    Even if you've given notice you don't *have* to leave, first off *talk* to the LL and see if any flexibility - often LLs push new tenants to take property the day it becomes free and they don't actually want to move in that soon as still paying for notice at old place... if push came to shove you can stay put and the LL would have to go the formal eviction route but given a few weeks only it would never get that far... your LL will hate you and it is messing him and new tenants around BUT I'm guessing once you've bought your own house you won't care about his reference.
  • I have experience of this and it can take a while to sort out, depending on a few factors.
    First thing is to talk to the LL and tell him what has happened if he does not have any tennants to move in straight away its not going to be an issue, if he does then have you somewhere you can go?
    Considering the circumstances the new owner may allow you to store some stuff at the house, an agreeement with a sol would have to be drawn up, or use a storage company.
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    probate - few weeks?

    I think that's wildly optimistic.
  • ukmike
    ukmike Posts: 752 Forumite
    Part of the Furniture 500 Posts
    probate - few weeks?

    I think that's wildly optimistic.
    Yup,more like a few months,if your lucky.
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    house up the road is waiting to go through probate and he died just after Christmas.
  • lifeisgood
    lifeisgood Posts: 114 Forumite
    Part of the Furniture Combo Breaker
    poppysarah wrote: »
    probate - few weeks?

    I think that's wildly optimistic.


    Probate can easily be granted within a few weeks if the executor pulls their finger out (so solicitors aren't involved, lol). Depends how complicated the vendor's affairs are. If the beneficiary is the executor he has an incentive to sort it out quickly, so he doesn't lose you as a buyer.

    As others have said, speak to the LL asap. Offer to give him several weeks notice, maybe allow viewings, and be generally accommodating. You could ask for a few weeks between exchange and completion so that you won't lose out on rent, and your LL will have time to find another tenant.
  • Chris2685
    Chris2685 Posts: 1,212 Forumite
    Best thing to do would be to move all your stuff into storage and maybe stay in a travel-lodge or something until you can move in. I would say that is probably the easiest thing to do in the circumstances.
  • What about renting the property you will be buying until the sale goes through?
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    You don't have to reneww the contract where you are but you can extend your stay - get on to the LA quickly and let them know.

    Do not think about paying for hotels or anything like that for "a week" because if it's 8 months you'll be skint!
  • Chris2685
    Chris2685 Posts: 1,212 Forumite
    poppysarah wrote: »
    You don't have to reneww the contract where you are but you can extend your stay - get on to the LA quickly and let them know.

    Do not think about paying for hotels or anything like that for "a week" because if it's 8 months you'll be skint!
    Nah, you can get rooms in a travel lodge from £19 a night. The only difficult thing will be getting food though, that could turn out expensive if you have to buy it every day ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.