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Proof of ownership?
andrewmp
Posts: 1,800 Forumite
When you buy a house, do you get anything to say you own it once it has completed? I just got the keys, was wondering if you got anything else?
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Comments
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You only get the Deeds if you're mortgage free - otherwise it is a pile of bills and that is it
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I think they register your name on the land registry as owner2013 wins: March - book,0
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Property deeds are legal instruments that are used to assign ownership of real property, to transfer title to the land and its improvements such as a house. You must have title deed in order for you to own the property.0
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The deed will be with the mortgage company.0
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You don't have to have a physical document any more - it is the entry at the Land Registry that proves your ownership. You can get an official copy of this from the Land Registry but that's all it is - a copy.RICHARD WEBSTER
As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.0 -
Richard_Webster wrote: »You don't have to have a physical document any more - it is the entry at the Land Registry that proves your ownership. You can get an official copy of this from the Land Registry but that's all it is - a copy.
Why'd you have to go and spoil things I liked the idea that having the key proved ownership! 0 -
Sadly, you don't even get a framed certificate!
Keys and deeds with the mortgage company aren't enough to get a parking permit where I live :eek: . I had to pay the solicitor to write me a letter saying I owned the house, for the council to let me buy a temporary permit to park my car, until I had enough bills to prove I was allowed to buy a permanent permit.0 -
You are registered as the owner on the official document at the Land Registry, which will also show whether you have a mortgage and if so who you owe the money to.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0
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