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**Daily Chat Thread**28th August 2008*

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Comments

  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    OMG................I'm gonna be dancing in an empty room, but I've just checked my credit file and the CCJ which ran out on 19 August - IT'S GONE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    :j :j :j :j :j :j :j :j :j :j :j :j :j :T :T :T :T :j :j

    That's it - my file is shiny and spangly (other than NEXT giving me a '1' last month because they lost 2 items I sent back so the price of them didn't come off my account and it looked like Ihadn't paid:rolleyes: )

    6 long bloody years I've waited for that to drop off.

    6 years of carp credit because of a stupid £592 debt which was paid in full 4 years ago.

    Right - now I need to get a decent job so when my mortgage is next up for review (July 2010) I can have a High St mortgage and not some god awful fee heavy sub prime pile of poo!!!!!!!

    Fancy a quick salsa anyone to celebrate?!
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    Whey hey hey!!!!!!

    That is fantastic news honey!!!!

    I need to revisit my credit record and see the damage.... it was poor for a while but i never kept up the subscription so haven't been back in to look....

    Do you keep subs up to date BB?
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I just re-subscribed through quidco. I used to regularly subscribe when I was debt busting and had a couple of defaults on there but it ran out a while ago. I thought it would take a month or so to drop off (at least) but I decided to re-subscribe and wait to see it happen - but the Court Information page is now gloriously blank!

    I have to say (confession time) that I applied the day before last for a couple of CC's through quidco to get the cashback. I thought I might get the MBNA one as they don't seem to be as picky, but M&S have said yes and I've also had cashback track and validate for American Express as well as MBNA! This is why I thought something might have happened with the CCJ, I've applied for the M+S card before and got a big fat 'no'.

    I won't use them, I'll just chop them up and close the account. As I'm not looking for credit I don't mind 2 or 3 searches on my file.
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    cool missus well done :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    Night night all xxxx
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    and night from me. Friday is my early start day.

    yayyyyyyyyyyyyyyyyyyyyyy - I'm clean, I'm clean!!!!!!!!!!!!!!!!

    goes dancing off to the bedroom..................
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    I need to reactivate mine i think...... should be a lot cleaner now....

    Hmmmmnnnn.... something to think about.

    I'm gala bingo-ing..... and making sandwiches....!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Nicki_Sue
    Nicki_Sue Posts: 1,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like a good night! Well done Burlesque!

    I'm having a civilised cup of tea, and waiting for my backache to !!!!!! off so I can have a fighting chance at having a slp tonight!!!
    Love you all to bits but I'll be miffed I'm posting you messages in an empty room til morning!
    MSE-ing since 2007
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    Hey Nicki Sue!! you're never alone! You need to join the night owls if you're up this late!

    I am off to bed now, no offence!

    One load of washing done, another on overnight... to hang out tomorrow. better make the most of these sunny days...

    Blooody cat just nicked the chicken roll outta one of big g's sandwiches while i was out hanging washing!

    Cheeky beggar!!

    G'nite all......
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Nicki_Sue
    Nicki_Sue Posts: 1,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lol, Night Maz!
    Cheeky cat!
    MSE-ing since 2007
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